So you’ve booked your holiday and now you’re looking forward to that well earned break away.
The next step should be to take out travel insurance to give you and your party the necessary cover both before and during your trip.
However, it’s often reported that over a third of travellers don’t take out travel insurance which means that if something unforeseen happens they will not be protected. This could be very costly indeed especially with the high costs of medical treatment in places such as Spain and the USA. And it’s also on the pre-travel side that can be costly without insurance in place, as cancellation charges will often be charged if a holiday has to be cancelled.
Top tips for taking out travel insurance
- Check the policy wording cover and limits to ensure it gives you the cover you need
- Read the Medical Warranty to see if you or any person to be insured needs to declare any pre-existing medical conditions
- If you are going to take part in any adventurous activities whilst abroad, make sure that you are covered for these before you go
- Cover the whole party on the same travel insurance policy so that there are no gaps in cover
Medical conditions travel insurance from Free Spirit can be purchased as soon as you have booked your trip.