Every June, sees the Age UK national awareness week for falls and Age UK also offer advice to older people, their relatives and carers about how to prevent a fall.
Approximately a third of people over 65 may suffer a fall each year and this rises to half of those aged 80 and over. Falls are unexpected and can happen anywhere, even while you are on holiday. For the majority of people travelling abroad, the main priority should be to ensure you have a specialist travel insurance to cover any existing medical conditions. However, what happens if you decide to travel without purchasing insurance and you have a fall.
If you suffer a fall while travelling abroad you may need emergency medical treatment and if you have purchased a Free Spirit travel policy this is where we can help.
Free Spirit provides peace of mind protection that if you fall and incur emergency medical treatment expenses while on holiday, we can provide the cover you need. If you choose to travel without travel insurance you would be liable for your own medical costs, which can quickly amount to thousands of pounds.
You will also have access to a 24 hours a day, 365 days a year medical emergency helpline which is there to help you get the assistance you need quickly.
We’ve put a lot of thought into our cover and here are some that makes us stand out from other providers.
- No upper age limit on Single Trip or Annual Multi-Trip
- Reduced premiums for people with no medical conditions on the same policy
- Cancellation & curtailment charges – start at £2,500 per person
- Emergency medical & other expenses – start at £5 million per person
- Specific cover – for loss or damage to medical aids and prescribed medications
- Premium savings – you can opt to reduce your premium by deleting certain covers
Here are some useful tips from Age UK about how to help you prevent falls at home and on holiday:
- Check your eyes and hearing – Having poor balance and co-ordination problems are a contributing factor to falls. Make sure you have regular eye tests and report to your GP any ear pain or hearing difficulties.
- Check for hazards – Make sure your home is hazard free and well lit. Make sure rugs and mats are secure and won’t slip, get a timer for your light switches so you don’t have to climb the stairs in the dark.
- Exercise regularly – Focusing on activities that challenge your balance and strengthen your legs. Do you like gardening, crown green bowling or how about joining a local exercise class.
- Ask about your medicines – Some medicines may make you feel faint or affect balance. If you feel like this let your doctor know, there may be an alternative medicine they can prescribe.
- Vitamin D – Vitamin D is essential for keeping your bones strong. The best source of vitamin D is sunshine and it only takes 30 minutes outside each day during the summer, to get the daily dose you need but always make sure you use sun screen though.
- Calcium – A diet rich in calcium will help keep your bones strong, think about the amount of milk, cheese and yoghurt you each day.
- Look after your feet – Problems with your feet can affect your balance so make sure you wear good fitting shoes and report any foot problems to your GP or chiropodist.