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Do you have travel insurance with the Marks & Spencer Premium Club?

Marks & Spencer Premium Club is available to M&S credit card holders and the club benefits range from; vouchers for food and clothes discounts, free cups of coffee at in-store cafes and travel insurance under the age of 70. However, the cost of the Premium Club is soon to increase.

It has recently been reported that Marks & Spencer will be hiking up the monthly charge for their Premium Club loyalty card by an extra £5, from £15 a month to £20 a month from the 17th April 2015 and withdrawing some of the club benefits.

Now you may be wondering why we would be interested in this story. Well they are advising their club members that if they are unhappy with the higher cost they can either shut their account without penalty or swap to a new £10-a-month deal, where they will be able to keep every club benefit except the travel insurance cover.

The Club launched six years ago and it proved a huge success with many older shoppers specifically signing up for the travel insurance. However, Marks & Spencer advise the higher monthly fee is to cover the spiralling cost of insuring older customers for travel overseas.

If you are an existing Premium Club member and are considering shutting your account or swapping to the lower monthly charge, you may be worried about who will insure you for your next holiday. There is no need as Free Spirit are on hand to help!

At Free Spirit we believe that everyone deserves the right to travel with peace of mind and the knowledge that they are properly insured. This is why we are specialists in offering holiday insurance for all ages.

Depending on how many times you like to take a holiday/trip, we can offer both single trip cover up to 94 days (45 days if aged 76 or over) and our annual multi-trip policy provides unlimited number of trips – travel up to 31 days per trip (Super cover) or 45 days (Super Duper cover) irrespective of age.

Senior travellers are generally seen as more likely to have a medical condition and this can sometimes add to the difficulty in finding comprehensive travel insurance. Free Spirit can offer you and your travelling companion’s specialist travel insurance even if you have a medical condition. Cover is subject to medical screening.

Our online medical screening process enables you to add your medical condition(s) with ease, in the comfort of your own home and at any time that suits you. We know retired people have more time on their hands but prefer to do things at their own pace, so our website is available 24 hours a day, 7 days a week.

We will ask you some questions about your health and the health of each traveller to be insured, so we can provide the best travel quote for the cover that suits your needs and we will do it at a price that is fair. Should you lose your policy documents or prefer for them to be posted, we don’t charge you for this where other providers may do.

We understand some people prefer to phone us to discuss their travel insurance requirements. We have a dedicated UK-based specialist customer services team who are on hand to help you. You can call us on 0800 170 7704 between 8am – 6pm Monday to Friday, closed Bank Holidays.

If you still enjoy travelling and don’t want your age to get in the way, let Free Spirit provide the peace of mind protection you need and take us away with you.