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Cruise travel insurance

Cover your European or Worldwide cruise

Cruise holidays are often seen as the perfect way to relax whilst everything is taken care for you. You have the ability to see and explore different countries at the same time feeling settled that you have the same accommodation and not having to worry about getting to your next destination.

Free Spirit offers both Single Trip and Annual Multi-trip policies and you are covered for cruises on both policies. Whether it’s a Caribbean cruise, Mediterranean cruise or a short break cruise, Free Spirit can provide cover.

Why choose Free Spirit for your cruise holiday:

  • Most medical conditions and disabilities covered
  • No upper age limit – makes travel available for people of any age
  • Up to £5,000 cancellation cover (Super Duper) or £2,500 (Super) per person – we may be able to provide higher levels of cancellation cover – please call us on 0800 170 7704 for more details
  • Single trips covered for up to 94 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides unlimited number of trips – travel up to 31 days per trip (Super) and 45 days (Super Duper)
  • Online medical screening
  • Cover for European and Worldwide destinations
  • Terminal conditions considered – call us on 0800 170 7704
  • 24 hour emergency medical helpline, 365 days a year

You can purchase a Single Trip policy up to 12 months in advance but if you have booked your holiday more than one year ahead, please call us on 0800 170 7704 and we can look to provide you with a quote. Single Trip policies can cover you for a maximum of 94 days (45 days if aged 76 years or over).

If you are travelling within the next year on more than one trip or holiday, you could save money with an Annual Multi-trip policy. You can travel for a maximum of 31 days per trip if you opt for Super cover or 45 days per trip on Super Duper cover. You can travel as many times as you like as long as you return home before starting your next holiday.

Having a travel insurance policy in place gives you the protection you need should you need to cancel your cruise, if your luggage is lost or stolen, if you fall ill whilst away or if you need to be repatriated back to your home country. There are many other covers included with a Free Spirit travel insurance policy including personal liability, delayed departure and loss or damage to medical aids and if you select Super Duper there is additional cover for End Supplier Failure and journey disruption including airspace closure. See summary of cover for more information.

Unlike many standard travel insurance policies, Free Spirit can cover people with pre-existing medical conditions who may otherwise be declined cover elsewhere. So travel with peace of mind from knowing that you are protected by your medical travel insurance if the unexpected should happen or you fall ill on-board the ship.

Cruises can be expensive. If your cruise holiday costs more than £5,000, please call us on 0800 170 7704. We are open Monday to Friday 8 am – 6pm, closed Bank Holidays.

Please read the Insurance Policy for the full terms and conditions of this Free Spirit Single Trip travel insurance cover to make sure it’s suitable for your needs.

We’re on hand to help

Free Spirit has a dedicated UK based customer service team to answer any questions and deal with your enquiries. Call 0800 170 7704, we are open 8am to 6pm Monday to Friday (closed Bank Holidays) and your call will be treated with the utmost confidentiality.

Cover for medical conditions

Free Spirit looks to provide travel insurance cover for people of any age who have pre-existing medical conditions and disabilities.

Read more on cover for medical conditions

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    Call us on 0800 170 7704




  • Testimonials

    I am so happy we contacted Free Spirit for travel insurance, I could not find cover for my medical conditions anywhere else.
    To read reviews click here

  • Ask Mary

    Free Spirit Manager, Mary Holt is a recognised expert in medical screening and in underwriting travel insurance for people with medical conditions. You can read Mary's Q&As or ask Mary a question directly. Read Q&As Ask Mary

  • GET A QUOTE

    Click to get a quote

    Call us on 0800 170 7704

Last updated: 15th June 2016.