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Over 90 travel insurance

Specialist travel insurance cover for people over 90

Many travel insurers are able to keep premiums low by not offering travel insurance for those over a certain age and it is therefore not always that easy to find a fully comprehensive policy when you are over 90 years of age.

Free Spirit is different as we can offer cover and our policy is designed to provide the essential protection to people who want to travel, whether they are 65, 75 or even if you are over 90. Age shouldn’t hold you back from travelling and finding new holiday destinations.

Free Spirit travel insurance has no upper age limit on single trips or annual multi-trips as we don’t believe your age should be a barrier to getting travel insurance for your holiday. If you are looking at having a relaxing week on the beach in Europe, a long weekend in New York or visiting relatives in New Zealand for 2 months, we are on hand to help.

Our single trip policy can give you up to 94 days cover and if you think you may like to take a few holidays in the year, our annual multi-trip policy is just what you need. It allows you to travel as many times as you want in a year and has a maximum single trip duration of 31 days on the Super cover and 45 days on the Super Duper cover. Each policy can be tailored to your individual travel needs with options to delete baggage and passport cover and cancellation and curtailment cover plus also the option to add winter sports cover.

Make sure you book your cheap over 90 travel insurance in advance and never leave home without it, as you never know what might happen whilst abroad. What would you do if you had a fall or injured yourself, as without travel cover hospital treatment can be very expensive. Also if you were taken unwell prior to going on holiday and you had to cancel, you could lose the cost of the holiday if you weren’t insured.

Significant benefits of the Free Spirit policy are:

Cover
Emergency Medical Expenses £5,000,000 £15,000,000
Repatriation to your home country Included Included
Cancellation or Curtailment £2,500 £5,000
Personal baggage £1,500 £2,500
Journey disruption / Airspace closure no cover £3,000
Financial failure no cover £2,500
Medical aids £1,000 £2,000
Also included are benefits for aftercare at home following hospitalisation, personal accident, personal liability, money & documents, missed / delayed departure, legal expenses and Winter Sports option.

Please read the Policy Booklet for the full terms and conditions of this over 90 travel insurance cover to make sure it’s suitable for your needs.

Do you have a pre-existing medical condition or disability?

For most people reaching 90 is a milestone in their life but with it may come medical problems. Free Spirit is one of the market leaders in specialist travel insurance for people with pre-existing medical conditions and disabilities including angina, dementia and deep vein thrombosis.

We will try and cover the majority of medical illnesses and we will ask you sufficient questions to make sure you declare all of your medical history and to ensure you are fully protected should you need to claim. We also have a medical emergency assistance helpline available to you 24 hours a day and 7 days a week in the event you have a medical emergency while travelling abroad.

Here are some of the other serious medical conditions we can offer cover for:

  • Cancer
  • Heart Conditions
  • Mental Health Conditions
  • Cerebral Conditions
  • HIV and AIDS
  • Circulatory Conditions
  • Epilepsy
  • Central Nervous System Disorders
  • Breathing Conditions
  • Joint Conditions
  • Kidney Conditions
  • Liver Conditions
  • Disabilities
  • Bowel Conditions
  • Terminal conditions considered – please call us on 0845 230 5000 to discuss further

Cover your travelling companions on the same policy

Travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. By including your travelling companions on your Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

How to get your Free Spirit travel insurance for over 90’s quote

Obtaining an instant quote and arranging cover with Free Spirit could not be easier.

Our fully interactive website includes online medical screening and you can save £10 when you purchase online.

Alternatively, you can call us and speak to a friendly member of staff in our UK based call centre on 0845 230 5000. Our office hours are 8am to 6pm Monday – Friday (except Bank Holidays).

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Related Information
Get a travel insurance quote for medical conditions
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