We can offer you affordable specialist Epilepsy holiday Insurance
If you have epilepsy and are looking to book a holiday, you may be struggling to find travel insurance. Some Insurers may decline to cover your medical condition so you will need to plan in advance by ensuring you have a specialist insurance policy that covers all of your medical conditions.
Free Spirit was the first scheme dedicated to those being declined cover elsewhere and over the last 15 years we have helped thousands of people obtain the specialist insurance they need.
Epilepsy can be unpredictable and it is really important to make sure that you have the right insurance policy in place, just in case you need it. The two main reasons for taking out specialist travel insurance for epilepsy is to cover you for cancellation prior to your holiday and for cover while you are away for emergency medical expenses.
Why Epilepsy holiday Insurance is the right choice!
Should the unexpected happen and you have a seizure while on holiday, Free Spirit can provide minimum cover of £5 million for your emergency medical costs which could include medical repatriation if medically necessary. You’ll have access to a 24/7 medical emergency helpline and no matter where in the world you are, we will be on hand to help you.
Free Spirit could also cover your personal possessions, if your bags are delayed or if you lose your travel documents.
The causes of epilepsy
Sometimes the reason why epilepsy develops can be explained, for example due to brain damage from birth, a serious blow to the head, a stroke or even meningitis. However, sometimes it is not possible to explain the reasons why it starts, it may just be part of how you are made that makes you more prevalent to seizures.
Free Spirit travel insurance for epilepsy can cover people who have both types of seizures:
There are two types of partial seizure:
- Simple partial seizure – where you remain fully conscious throughout
- Complex partial seizure – where you lose your sense of awareness and can’t remember what happened after the seizure has passed
There are various types including:
- Absence seizures sometimes called petit mal, mainly affect children. They cause the child to lose awareness of their surroundings and they will seem to stare vacantly into space, although some children will flutter their eyes or smack their lips. The child will have no memory of the seizure.
- Atonic seizures cause all your muscles to suddenly relax, so there is a chance you could fall to the ground and incur a head injury.
- Tonic-clonic seizure – a tonic-clonic seizure is also known as grand mal and has two stages. Firstly your body will become stiff and then your arms and legs will begin jerking. Most people lose consciousness and some will wet themselves. These seizures normally last between one and three minutes, but they can last longer and if more than 5 minutes are classed as a medical emergency.
Get an epilepsy holiday insurance quote now!
Obtaining a quote and getting cover for your epilepsy travel insurance couldn’t be easier. Free Spirit provides online medical screening and we will ask you some questions about your epilepsy and any other medical conditions so that you get the cover you need:
- If awake, do you normally lose consciousness during a seizure?
- How many seizures causing loss of consciousness have you had in the last four weeks?
- How many seizures causing loss of consciousness have you had in the last six months?
- How many unplanned hospital admissions have you had for epilepsy/ seizures in the last year?
- How many different medicines do you take for your epilepsy/ seizures?
- How long ago was your first fit/seizure?
- If not already declared to us, are your epilepsy /seizures caused by?
Should you need any help?
If you have any questions not covered by our frequently asked questions page or you just need to speak to someone about your medical condition, our dedicated UK based customer services team are on hand to help you. Call us on 0800 170 7704; we’re open Monday to Friday 8am-6pm, closed Bank Holidays.
Peace of mind included
By covering your epilepsy, Free Spirit gives you the peace of mind protection you need both before and during your trip.
If you are travelling with family or friends – they can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. If you had to cancel your holiday due to your epilepsy and you had included your travelling companions on your policy, they would also be covered which may not be the case if they had taken out a separate policy elsewhere (terms & conditions apply).
For full details of our epilepsy travel insurance cover, please read our Free Spirit policy wording.
Last updated: 15th June 2016.