Specialist travel insurance from Free Spirit for Parkinson’s disease
We have designed a fully comprehensive Parkinson’s disease travel insurance for that much needed holiday and it has all the key features you would expect to see from a standard policy and much more!
Why should you cover your Parkinson’s disease for travelling?
The two main reasons for taking out specialist travel insurance for Parkinson’s disease is to cover you for cancellation before you travel and to cover you for emergency medical expenses while you are away.
In the event you need to cancel your holiday due to your Parkinson’s disease, Free Spirit can provide cancellation cover for your unused travel and accommodation costs that you have already paid for or are contracted to pay. If you are unfortunate enough to have a medical emergency during your holiday because of your Parkinson’s disease, Free Spirit can provide cover for your associated costs including medical repatriation if medically necessary.
Don’t forget, if you arrange your cover as soon as you book your holiday you will be immediately protected should you need to cancel your trip (terms and conditions apply of course! See the Free Spirit policy wording for full details).
Consequences of not covering your Parkinson’s disease before you go on holiday
Travelling abroad can be a worry for anyone if they have a medical condition especially for people with Parkinson’s disease. Should you be unfortunate to have a medical emergency while you are away and you have failed to insure all of your medical conditions, this could leave you open to paying out for expensive medical treatment and hospital accommodation costs.
Many standard travel insurance policies exclude cover for pre-existing medical conditions such as Parkinson’s disease or will decline to offer cover. However, with Free Spirit you can obtain the insurance cover you need for your Parkinson’s disease and any associated medical conditions, to give you the peace of mind protection you need when you travel.
Planning for the right place to stay will make your trip more enjoyable. Here are some key things to consider:
- Bathroom – if you use a wheelchair are the bathrooms accessible, are they fitted with grab-bars and seats
- Stairs – is there a lift, if not, it might be best choosing a room on the ground floor
- Access – are sightseeing attractions in easy walking distance and if you need to eat out, how close is the nearest restaurant, is your accommodation close to the airport
- Medical – where is the nearest doctor or medical centre located? Familiarise yourself with the local emergency telephone number.
What is Parkinson’s disease?
Parkinson’s disease is a degenerative disorder of the central nervous system. The three main symptoms of Parkinson’s disease are related to movement:
- involuntary shaking of particular parts of the body also known as tremors
- muscle stiffness that can make everyday tasks such as getting out of a chair very difficult
- physical movements become very slow
A person with Parkinson’s disease can also experience a wide range of symptoms unrelated to movement also known as non-motor symptoms such as depression, daytime sleepiness and difficulties in swallowing.
What causes Parkinson’s disease?
Parkinson’s disease is caused by a loss of nerve cells in part of the brain. This leads to a reduction in a chemical in the brain which plays a vital role in regulating the movement of the body and is responsible for many of the symptoms of Parkinson’s disease.
The exact causes of the loss of nerve cells are unclear however most experts think a combination of genetic and environmental factors are responsible.
Who is affected?
It is estimated that around 1 in 500 people are affected by Parkinson’s disease and there are 127,000 people in the UK currently suffering with this condition.
The average age for the symptoms to start is around 60, although around 1 in 20 cases develop in people under 50. Men are one and half times more likely to get Parkinson’s disease than women.
Parkinson’s disease is not fatal but the condition can place great strain on the body. Some people respond well to treatments and only experience mild to moderate disability, while others experience severe disability. Due to the advancements in treatment, people with Parkinson’s disease often have a normal or near-normal life expectancy.
Why go anywhere else, get a Parkinson’s travel quote now!
Free Spirit was the first scheme of its type dedicated to those being declined cover elsewhere due to their health. We are now one of the UK’s largest specialist travel insurance providers for people with medical conditions and disabilities.
Obtaining a quote and getting cover for your Parkinson’s disease travel insurance couldn’t be easier. Free Spirit provides an easy online medical screening and we will ask you some questions about your Parkinson’s disease so that you get the cover you need:
- Do you require more assistance or supervision than you did 12 months ago?
- Do you currently use any mobility aids?
- How many unplanned hospital admissions have you had for this condition in the last 12 months?
- Has this condition caused any difficulties with swallowing?
Should you need any help whilst getting a quote or if you have any questions not covered by our frequently asked questions page why not call us on 0800 170 7704 and our dedicated UK based customer services team are on hand to help you. We’re open Monday to Friday 8am-6pm, closed Bank Holidays.
Cover for travelling companions
Friends and families can also be covered on your Free Spirit policy, whether they have a pre-existing medical condition or not. By including them on the same Free Spirit policy, you will ensure the whole party is covered.
If you had to cancel your holiday due to your Parkinson’s disease or any other medical condition you have disclosed, travelling companions on the same policy would also be covered which may not be the case if they had taken out a separate policy elsewhere.
Last updated: 15th June 2016.