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Single Trip travel insurance

Protect your holiday with single trip cover

Single trip travel insurance is ideal for one off holidays, trips and last minute getaways. The maximum trip duration is 94 days and there is no upper age limit (the maximum trip limit is reduced to 45 days if aged 76 years or over).

If you are travelling away from home, whether in the UK or abroad you will need to have travel insurance in place. Free Spirit single trip cover protects you should you need to cancel your trip, if your luggage is lost or stolen or if you fall ill whilst away.

There are many other covers included with a Free Spirit travel insurance policy including repatriation to your home country, personal liability, delayed departure and loss or damage to medical aids. And if you select Super Duper there is additional cover for End Supplier Failure and journey disruption including airspace closure. See summary of cover for more information.

Why choose a Free Spirit single trip policy?

  • Most medical conditions and disabilities covered for peace of mind
  • For people of any age with no upper age limit
  • Single trips covered for up to 94 days (45 days if aged 76 years or over)
  • Online medical screening
  • Cover for European and Worldwide cruises – cruise insurance
  • Terminal conditions considered – call us on 0800 170 7704
  • 24 hour emergency medical helpline, 365 days a year

Free Spirit single trip policies can cover people with existing medical conditions and disabilities who may otherwise be declined cover elsewhere. By covering your medical conditions, Free Spirit gives you the peace of mind and protection you need when you travel.

Get a single trip travel insurance quote

You can purchase instant cover online anytime, so if you decide to go on a last minute trip you can still get holiday protection and travel with peace of mind even when our office is closed.

Cancellation cover starts on the date you purchase your medical travel insurance policy so, even if your holiday is a few months away, your travel policy will cover you for cancellation until the day your trip starts. This means that if you fall ill before your holiday starts and your doctor has advised against travel, you may be able to claim for unused travel and accommodation costs so you are not out of pocket (policy terms and conditions apply of course).

Please read the Insurance Policy for the full terms and conditions of this Free Spirit Single Trip travel insurance cover to make sure it’s suitable for your needs.

Are you going on a holiday or trip more than once in a year?

Rather than purchase separate Single Trip policies each time you travel, you could save money by buying an Annual Multi-trip travel insurance policy from Free Spirit. Our Annual Multi-trip travel insurance provides cover for an unlimited number of trips in a 12 month period with travel up to 31 days per trip (Super) and 45 days (Super Duper).

Cover your travelling companions on the same policy

Travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. By including your travelling companions on the same Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

We’re on hand to help

Free Spirit has a dedicated UK based customer service team to answer any questions and deal with your enquiries. Call 0800 170 7704, we are open 8am to 6pm Monday to Friday (closed Bank Holidays) and your call will be treated with the utmost confidentiality.

Single Trip Insurance FAQs

How do I work out my travel dates?

The start date of your policy should be the day that you leave home. Your end date should be the date you return home. Note that this could be a different day to the day you leave your holiday destination.

Cancellation cover starts on the date you purchase your policy so even if your holiday/trip is some time away, you will be covered for cancellation until the day your trip starts.

What is the maximum duration of a Single Trip policy?

The maximum duration of any single trip is 94 days (although for persons aged 76 years and over the maximum duration is 45 days). If you are travelling for longer than 45 days and you are aged 76 or over, please call us on 0800 170 7704, we are open Monday to Friday 8am to 6pm, closed Bank Holidays.

What are the Geographical Areas on a Single Trip policy?

You will not be covered if you travel outside the area you have chosen, as shown on your Policy Schedule.

United Kingdom & Isle of Man

Europe 1 – (other than Europe 2 countries as listed below) including: Austria, Azores, Belgium, Bulgaria, Channel Islands, Corsica, Croatia, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Hungary, Iceland, Italy, Liechtenstein, Luxembourg, Madeira, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, Russia (west of the Ural mountains), San Marino, Sicily, Slovak Republic, Slovenia and Sweden.

Europe 2 – including Europe 1 shown above and the remaining countries west of the Ural mountains and Andorra, Balearics, Canary Islands, Cyprus, Greece, Morocco, Spain, Switzerland, Tunisia and Turkey.

Australia & New Zealand (including up to 48 hours stopover in a country within a Worldwide area).

Worldwide – including Egypt and Israel but excluding Canada, Caribbean, China, Hong Kong, USA, Afghanistan, Liberia and Sudan.

Worldwide – including Canada, Caribbean, China, Hong Kong and USA but excluding Afghanistan, Liberia and Sudan.

Full details of countries covered are shown under ‘Geographical Areas’ on page 5 in the Insurance Policy.

Do you cover one-way trips?

No, Free Spirit only covers round trips that start in and return to the United Kingdom or the Isle of Man. However, please contact us on 0800 170 7704 as we may be able to offer an alternative policy. We are open Monday to Friday 8am – 6pm, closed Bank Holidays.

Can I extend my policy if I decide to stay longer?

Subject to Underwriters agreement, we can extend a Single Trip policy providing you let us know BEFORE your policy expires and that at the time of requesting the extension you are not intending to make a claim.

Please note – this is subject to the total trip duration including the extended period not exceeding 94 days (45 days if aged 76 years or over), which is the maximum trip duration of the Single Trip policy. You will be advised of the additional premium at the time of the request.

Please contact us on 0800 170 7704 to discuss your requirements. We are open Monday to Friday 8am – 6pm, closed Bank Holidays.

Looking for Annual cover?

Annual Multi-trip covers any number of trips during a 12 month period up to a maximum of 31 days (Super) and 45 days (Super Duper).

Read more on Annual Multi-trip cover




  • Testimonials

    I couldn’t find any record of my mum’s insurance and Mary helped me by sending several emails and by forwarding me the documents. I must commend Mary …
    J.Howcroft Middlesex
    To read reviews click here

  • Ask Mary

    Free Spirit Manager, Mary Holt is a recognised expert in medical screening and in underwriting travel insurance for people with medical conditions. You can read Mary's Q&As or ask Mary a question directly. Read Q&As Ask Mary

Last updated: 15th June 2016.