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Top 10 medical conditions covered by Free Spirit travel insurance

Couple choosing medical travel insurance medical conditions

As a specialist travel insurance provider, we help thousands of people every year to take a holiday or travel abroad, safe in the knowledge that help will be available to them should they need it.  This is, of course, a real benefit to those looking for cover, as many standard travel insurance policies exclude pre-existing medical conditions on the basis that hospital treatment or unexpected cancellations cost too much for them to cover.

However, we believe that people who have health problems are perhaps those who need a holiday the most and that’s why we work hard to ensure that we can provide the best cover.

We cater for a wide range of medical conditions. Here are the top ten conditions we frequently cover and the ways in which we can help people.

High blood pressure

More than one in four adults in the UK are thought to suffer from high blood pressure, so it’s easy to see why it’s one of the most common conditions among Free Spirit customers. While high blood pressure itself can be managed through medication, it can lead to a number of other serious conditions, such as heart attack or stroke. If you have high blood pressure and want to travel on holiday you’ll need to ensure that you have all your medication and that your doctor is happy that travelling, particularly on an aeroplane, will be suitable for you.

Read more about high blood pressure travel insurance.


5.4 million people in the UK currently receive treatment for asthma with varying levels of severity. For those most severely affected, it can be a life-threatening condition. Asthma can be triggered by changes in the environment so before you go away you’ll need to make sure you have all your medication with you.

Read more about asthma travel insurance.

Type 2 Diabetes

It is estimated that of the 4.5 million people thought to be living with diabetes in the UK, 90 per cent have type 2 diabetes. Both type 1 and type 2 diabetes are caused by a lack of the hormone insulin, which controls the level of glucose in the blood. Type 2 diabetes occurs when the pancreas doesn’t produce enough insulin or the body’s cells don’t properly react to insulin.

Read more about type 2 diabetes travel insurance.

Heart attack

Having a heart attack is one of the most life-changing events that a person can go through – but it shouldn’t mean that you can’t still enjoy your life to the full afterwards. While many standard travel insurance policies won’t cover someone who has had a heart attack, at Free Spirit, in most cases, we will. Relaxation, of course, is really important, as is knowing that cover is in place should you be taken ill at any time on your holiday.

Read more about heart attack travel insurance.

Atrial Fibrillation

Of course, as our most vital organ any conditions to do with the heart is serious, and that includes heart rhythm disturbances. Atrial fibrillation is the most common of heart conditions, affecting around one million people in the UK. An episode can require urgent medical assistance and if you are abroad without adequate travel insurance that can be extremely costly. Free Spirit travel insurance allows you to enjoy your holiday knowing if anything were to happen, you can call the 24-hour Medical Emergency Assistance phone number for help and be covered for up to £10,000,000 for emergency medical costs with Super Duper cover (or up to £5,000,000 with Super cover).

Read more about atrial fibrillation travel insurance.

Breast Cancer

In the UK, one in eight women and one in 870 men will be diagnosed with breast cancer in their lifetime, making it the most common cancer. If you are currently undergoing treatment for breast cancer or are now in remission, having rest and relaxation is vitally important to aid your recovery. We’ve helped thousands of breast cancer patients to enjoy a holiday, safe in the knowledge that medical assistance can be sought if needed.

Read more about breast cancer travel insurance.


COPD, or Chronic Obstructive Pulmonary Disease, affects around three million people in the UK. It causes difficulty breathing and while there is currently no cure, treatment can relieve the symptoms. If you have COPD then you need to ensure that you have all the medication you need before travelling abroad. You’ll also want to have a copy of your medical notes or a statement about your condition so that if you were to be taken ill, those treating you will be able to understand what’s happening.

Read more about COPD travel insurance.


With all types of arthritis, rest and relaxation are vital to controlling flare-ups. Before travelling you need to ensure that you have all the medication you need and that your doctor has said you are fit to travel. It’s an unpredictable illness though, so our holiday insurance can give you the peace of mind you need knowing you are covered if you are too ill to go*, or if you need medical assistance while you are away.

* Subject to the terms and conditions of the policy

Read more about arthritis travel insurance.

Type 1 Diabetes

This is the less common form of diabetes, affecting an estimated 10 per cent of people with diabetes in the UK. Type 1 diabetes occurs when the pancreas does not produce any insulin at all, which means there is nothing to control the glucose level in the blood.

Read more about diabetes travel insurance.


As an unpredictable illness, many standard travel insurance policies won’t cover people with epilepsy but Free Spirit in most cases will. Every day in the UK, 87 people are diagnosed with epilepsy and it’s a condition which leads to a number of significant life changes. However, it shouldn’t stop you from being able to see the world and enjoy a holiday. Our travel insurance means you are taking a break while knowing your medical condition(s) are covered.

Read more about epilepsy travel insurance.

If you have any of the above medical conditions or suffer from any other condition or disability, get in touch with us today. At Free Spirit, we are dedicated to providing specialist travel insurance which allows everyone to enjoy a holiday†. Call us on 02392 419 080 or you can get a quote online at any time.

† All Free Spirit enquiries are subject to medical screening; however, there may be some occasions when we will not be able to offer cover.

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