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Tips for specialist travel insurance for over 70s

Senior couple walking on the beatch

Travelling the world can be one of the most fulfilling aspects of later life. When you have the time, freedom and means to experience new places, there should be nothing to stop you taking the trips you may have always imagined.

Even if you have a pre-existing medical condition or disability, here at Free Spirit we believe age should be no barrier to travel, which is why we specialise in providing medical travel insurance for people over the age of 70, in fact, people of any age.

With specialist travel insurance tailored to your age and any existing conditions or disabilities you may have, you can jet off abroad with peace of mind and enjoy your holiday to the fullest.

Here are our top tips on finding medical travel insurance when you’re over 70 years of age.

Planning more than one trip? Multi-trip travel insurance could be better value

It’s wonderful having extended periods of time to dedicate to travel, which is why retirement is such a perfect opportunity to plan those overseas adventures. You could find yourself planning more than one holiday at once, or you may be looking to visit friends and family who live abroad, as well as taking a separate trip elsewhere.

If so, don’t forget that it may be cheaper to opt for Annual Multi-trip specialist travel insurance. As long as your trips all fall within the period of 12 months and you are planning to return home between each one, you can take as many holidays/trips as you like. Our Multi-trip travel insurance also covers most pre-existing medical conditions or disabilities.

The only other main caveat* is the number of days we can insure you to travel for. But don’t worry, you can still plan that month-long trip. Duration of each holiday/trip depends on the level of cover you go for – with our ‘Super’ cover each trip can last up to 31 days and with our ‘Super Duper’ cover, each one can last up to 45 days.

Please note, when you purchase an Annual Multi-trip policy, your cover will start on a date of your choice, provided it no more than 31 days in advance. If you have already booked your trip, we recommend starting the policy immediately to ensure you are covered for cancellation.

*Cover is subject to the terms, conditions and limits of the Insurance Policy.

Ensure any medical equipment or medication you need is covered

If you have a pre-existing medical condition or disability, you may have been prescribed medication or use specialist medical equipment (for example, wheelchairs or walking frames) to help you manage your health. If so, it’s vital that your travel insurance covers not only your condition or disability, but also these associated essentials.

Although unlikely, during the hustle and bustle of travel it’s always possible for items of baggage to go missing, to be stolen, damaged or simply left behind. With medical travel insurance from Free Spirit, you can enjoy your trip safe in the knowledge that should anything separate you from your medication or medical equipment, you’ll be covered*.

Click here to check out Free Spirit’s cover options and limits

Taking a cruise?

With everything you need under one roof, cruises are a popular way to explore the world. For many older travellers, a cruise gives you the best of both worlds; comfortable and consistent accommodation yet a variety of destinations.

However, being away from dry land for much of your trip makes having specialist holiday insurance for your medical condition or disability even more important. Your specialist travel insurance provider should ensure you can receive the medical care you need if you were to become unwell whilst on the ship or in any of the countries you’re visiting.

We can offer travel insurance for cruises in the Mediterranean, the Caribbean or as part of a short break, with no upper age limit.

Doing an activity on your travels?

We understand that many older people wish to undertake activities whilst they’re away; perhaps scuba diving or even jet boating! For this reason, Free Spirit provides cover automatically for over 100 activities. Click here to see our list of acceptable activities.

Make arranging specialist travel insurance as convenient for yourself as possible

As a senior traveller, you may worry about the process of arranging medical travel insurance to cover you and your existing condition or disability. Will there be lots of intrusive questions or a medical examination?

At Free Spirit, we want to put your mind at rest. Our website is set up with online medical screening , meaning that getting a no-obligation quote for tailored specialist travel insurance could be quicker and easier than you may expect.

Please note, in some cases, a quotation is not available online and you will be asked to telephone us to see if we can provide cover.

Alternatively, simply call us on 0800 170 7704 Monday to Friday 8am – 6pm (except Bank Holidays), and we can provide a quote over the phone. We’ve taken care to ensure that our friendly and knowledgeable team only ask the questions essential to providing you with a bespoke quote.

Either way, you could have your specialist travel insurance sorted in no time!

So, whether you’re 75 or 95, don’t let age stop you from travelling.

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