Specialist travel insurance for people with medical conditions & no age limits

Free Spirit’s philosophy is that travel insurance should be available to as many people as possible, which is why we can:

  • Provide cover whatever your age;
  • Consider any medical condition and disability (including a terminal condition);
  • Include your travelling companions (even if they don’t have a medical condition).

  • Many standard travel insurance policies exclude cover for older people and for those with existing medical conditions. This can lead to people travelling abroad without adequate cover and risking large medical bills.

    In the last 20 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much needed holiday or trip.

    So if you need travel insurance for a forthcoming trip, why not get your Free Spirit quote today!

    Key features of Free Spirit

    • Cover for most existing medical conditions and disabilities
    • No upper age limit on Single Trip & Annual Multi-trip
    • Specific cover for medical aids & prescribed medications
    • 'Super Duper' level of cover is rated 5 Star by Defaqto
    • Journey disruption including airspace closure (Super Duper only)
    • Terminal conditions considered - please call us on 02392 419 080 quoting FSA1
    • Reduced premiums for people without medical conditions on the same policy
    • 24/7 Medical Emergency Helpline

    Free Spirit was the first scheme of its type specifically dedicated to those being declined cover elsewhere due to their health. It is now one of the UK's largest specialist travel insurance schemes for people of any age with existing medical conditions and disabilities.

    Peace of mind

    By covering your medical condition(s), Free Spirit gives you the peace of mind you need when you travel. You can choose between two levels of cover as shown below:

    Click here for a more detailed Summary of cover, or for policy details showing the full terms and conditions please read the Insurance Policy.

    Free Spirit provides emergency medical and associated expenses cover up to £5,000,000 (Super) and up to £10,000,000 (Super Duper). This also includes repatriation home if medically necessary. Also if you arrange your cover as soon as you book your holiday you will be immediately protected should you need to cancel your trip (policy terms and conditions apply of course).

    Click to get a quote
    Learn more about our 5 Star Rating with Defaqto


      Travel Insurance with Pre – Existing Medical Conditions is becoming more difficult to get as one gets older. I found all the members of staff I spoke very helpful before, during, and when I bought the Policy would certainly recommend to my friends with similar medical issues.

      A. Blake (Glasgow)
      I thought I would let you know that my wife and I have chosen to use Free Spirit travel insurance over the last 6 years, because their policy was easy to understand and very clear at what you are covered for.I would like to add our appreciation of your very efficient and speedy responses to our communication with you...

      A. Clark (Plymouth))
      Just to say how wonderful to speak to an operator who was efficient and very pleasant. It was a pleasure to do business with you today.

      A. De Bailleul (Guernsey)
      I felt it was only fair to say thank you for a job well done on our behalf without much upset. I was gutted that we had to cancel our special cruise at such short notice. We would like to thank you so much for your efficiency in being so fast in settling our claim, it made it easier to cope with the disappointment.

      A. Howarth (Lancs)
      Free Spirit and the assistance company have given us really good service and I shall have no hesitation in recommending your services.

      A. Lister (Lincolnshire)


      Click to get a quote

      Call us on 02392 419 080