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Over 50s Medical Travel Insurance

At Free Spirit, we believe age should never stop you from travelling. That’s why we offer exceptional wide-ranging cover to keep you and your loved ones protected whilst on holiday in the UK or abroad.

Whether you need a single or annual multi-trip insurance policy, we will be able to offer you a quote, subject to medical screening.

Our single trip policy can provide up to 94 days of cover (45 days if aged 76 years or over) and if you think you might be jet setting more than once throughout the year, our annual multi-trip policy may be perfect for you. It lets you travel as much as you like, with no restriction. It provides a maximum single trip duration of 32 days on the ‘Super’ cover and 45 days on the ‘Super Duper’ cover.


What is over 50s medical travel insurance?

Specialist age-related and medical travel insurance companies including Free Spirit, offer tailored cover for travellers aged 50 plus. We cater for those with a number of pre-existing medical conditions, providing peace of mind to travellers, that they can travel in the UK, Europe, even Worldwide, and be covered in the case of an eventuality.

Why choose Free Spirit for 50 plus travel insurance?

  • Single trips covered up to 94 days (45 days if you’re aged 76 years or over)
  • The annual multi-trip cover provides an unlimited number of trips – travel up to 31 days per trip (Super) or 45 days (Super Duper)
  • A fully interactive website including online medical screening
  • Extended Journey Disruption cover (Super Duper cover only)
  • End Supplier Failure (Super Duper cover only)
  • Cover for loss or damage to medical aids and prescribed medications

Click here to read a full list of reasons to choose Free Spirit.

Travel Insurance for over 50s with pre-existing medical conditions

Free Spirit specialises in providing travel insurance for customers with a wide range of pre-existing medical conditions including serious conditions such as cancer and heart problems. The majority of travel insurers will either refuse cover for serious medical conditions or charge an excessive premium (sometimes more than the cost of the holiday itself).
However, at Free Spirit, we do things differently. We will ask you a number of questions regarding your medical history, so we have a thorough understanding of your condition, then if we can, we will offer you a competitive quote for your travel cover.
We offer cover for a wide range of serious medical conditions, including:

FAQs and advice for over 50s holiday insurance

Below you can access a number of additional resources all about over 50s medical holiday insurance- just click on the links below.
Going on a cruise? Take a look at our cruise travel cover.
Purchasing travel insurance can be confusing, for everything you need to know, check out our blogs.

If you need more information, then why not contact our friendly customer service team.

Now for the FAQs:

Can I put any travel companions on the same policy?

Free Spirit can cover travel companions regardless of whether or not they have a medical condition. By including your travelling companions on the same policy, you will ensure the whole party is covered. For more information please read the Insurance Policy.

Do you cover mental health conditions?

Yes, we offer cover for mental health conditions. Whilst they are often invisible, they can be debilitating and are more common than many realise. Mental health issues can affect everyone, no matter their age. At Free Spirit, we offer cover for a range of conditions. For more information check out our medical insurance page.

How long can I go away for with a single trip policy?

Single trips cover up to 94 days (45 days if you are aged 76 years or over).

I don’t want to get a quote online, can I do it over the phone?

One of our friendly customer service team will be more than happy to speak to you. Please call 02392 419 080.

Can I extend my insurance policy?

Subject to Underwriters agreement, your single trip insurance policy can be extended, providing we are notified before your policy expires and at the time of requesting the extension you have not, and you are not intending to make, a claim.

Please note – this is subject to the total trip duration including the extended period not exceeding 94 days (45 days if aged 76 years or over), which is the maximum trip duration of our single trip policy. You will be advised of the additional premium at the time of the request.
Please contact us on 02392 419 080 to discuss your requirements.

Do I really need travel insurance?

Regardless of whether or not you have a health condition, it is important to take out a policy providing suitable cover for your trip. In the case of an emergency, you can relax knowing you are fully protected.

When you are purchasing your policy, make sure you declare all pre-existing medical conditions and thoroughly read the policy wording to make sure your cover meets the demands of your trip. Without having the right insurance, you may not be able to make a claim.

Click to get a quote, holiday insurance


  • Testimonials

    Free Spirit and the assistance company have given us really good service and I shall have no hesitation in recommending your services.
    A. ListerLincolnshire

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