For essential information regarding Coronavirus click here.
If you wish to make a claim, please do not call as wait times will be substantial. You can find all claim forms and important information on the P J Hayman website.
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Specialist travel insurance for people with medical conditions & no age limits
Travel frees our spirit. It transports us away to precious time in special places with friends and family. Yet so many insurance providers refuse to cover people just because of their age or health.
Key features of Free Spirit
- Cover for most medical conditions and disabilities
- No upper age limit on Single Trip and Annual Multi-trip cover
- Specific cover for medical aids and prescribed medications
- Cover for cruises included
- Online medical screening, instant quotes and buy online
- ‘Super Duper’ level of cover is rated 5 Star by Defaqto
- Over 100 activities included free
- Terminal conditions considered – call us on 02392 419 080
- 24 hour medical emergency helpline
Click here for a summary of our ‘Super’ and ‘Super Duper’ levels of cover
Free Spirit is different. We’re dedicated to providing travel insurance for everyone. Our specially designed policy gives free spirits like you the protection to travel with confidence. So whatever your age or medical condition(s), get a quote today!
Why choose Free Spirit
Free Spirit was the first insurance of its type specifically created for people being refused cover elsewhere simply due to their health. We are one of the UK’s largest specialist travel insurance providers for people with medical conditions and disabilities.
Our sophisticated rating and database of medical conditions enables us to provide cover for a vast majority of free spirits such as you. In the last 20 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much needed holiday.
Free Spirit also covers people without medical conditions. This means your travelling companions can be included on the same policy to ensure the whole party is fully covered.
We have a dedicated UK-based specialist customer services team on hand to help you.
Charities we work with