Click to get a quoteCall us on 0800 170 7704

If your holiday is cancelled, our change of dates form can be used to put your policy on hold.

For advice on the COVID-19 pandemic and lockdown, see our COVID-19 information hub.

Travelling Against FCDO Advice:

Free Spirit cannot cover you when travelling to destinations that the FCDO (previously known as the FCO) have advised against. However, we can still help – learn more, generate quotes and arrange cover, here.


Specialist travel insurance for people with medical conditions & no age limits

Travel frees our spirit. It transports us away to precious times in special places with friends and family. Yet so many insurance providers refuse to cover people just because of their age or health.

Free Spirit are different. We believe that everyone has the right to travel with confidence.

Key features of Free Spirit

  • Cover for most medical conditions and disabilities
  • COVID-19 extended covers for Cancellation and Emergency Medical and Repatriation expenses
  • No upper age limit on Single Trip and Annual Multi-trip cover
  • Cover for those with diagnosed conditions, awaiting treatment or investigation
  • Specific cover for medical aids and prescribed medications
  • Cover for cruises included
  • Online medical screening, instant quotes and buy online
  • ‘Super Duper’ level of cover is rated 5 Star by Defaqto
  • ‘Super Duper’ cover includes End Supplier Failure and Extended Journey Disruption cover
  • Over 100 activities included free; 3 additional activity packs also available
  • Gadget Cover – up to £1,500 for loss or theft
  • Terminal conditions considered – call us on 02392 419 080
  • 24 hour medical emergency helpline

Click here for a summary of our ‘Super’ and ‘Super Duper’ levels of cover

Free Spirit is different. We’re dedicated to providing travel insurance for everyone. Our specially designed policy gives free spirits like you the protection to travel with confidence. So whatever your age or medical condition(s), get a quote today!

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Why choose Free Spirit

Free Spirit was the first insurance of its type specifically created for people being refused cover elsewhere simply due to their health. We are one of the UK’s largest specialist travel insurance providers for people with medical conditions and disabilities.

Our sophisticated rating and database of medical conditions enables us to provide cover for a vast majority of free spirits such as you. In the last 20 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much needed holiday.

Free Spirit also covers people without medical conditions. This means your travelling companions can be included on the same policy to ensure the whole party is fully covered.

We have a dedicated UK-based specialist customer services team on hand to help you.

More reasons to choose Free Spirit »

Click to get a quote
Money Advisory Service Travel Insurance Specialist Directory
Free Spirit meets the eligibility requirements for inclusion on the Money Advice Service (MAS) travel insurance directory, which the FCA has confirmed meets its criteria for a ‘medical cover firm directory’. We can provide policies that cover most multiple conditions so that you can travel with confidence.
Click to get a quote, travel insurance
Call us on 02392 419 080, specialist travel insurance
  • Testimonials

    Staff answering phone calls are well-trained and well informed. They listen well, assimilate information quickly and accurately, and respond appropria…
    AnonAberdeen
    To read reviews click here

  • OUR BLOG

  • Ask Mary

    Free Spirit Manager, Mary Holt is a recognised expert in medical screening and in underwriting travel insurance for people with medical conditions. You can read Mary’s Q&As or ask Mary a question directly.
    Read Q&As
    Ask Mary

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