Click to get a quoteCall us on 0800 170 7704

On the 1st of April we moved Free Spirit to new Insurers (Watford Insurance Company Europe Limited) through Managing General Agents Bspoke who have been working with the company for many years across multiple insurance schemes.

Unfortunately, on the 5th of April Watford advised Bspoke and in turn us that unfortunately one of the insurance classes necessary to write travel insurance was missing from their permissions with the Financial Conduct Authority. As a consequence, they are now having to apply to have this added which means that Free Spirit sales have had to be paused until this is resolved. Any policies issued up to that point are not affected. This has been totally outside of the control of P J Hayman and Company.

We are working to resolve the situation with several options under consideration and will update you when there is further news. In the meantime, we will provide quotations and cover using a range of facilities available to us.

Specialist travel insurance for people with medical conditions & no age limits

Travel frees our spirit. It transports us away to precious times in special places with friends and family. Yet so many insurance providers refuse to cover people just because of their age or health.

Free Spirit are different. We believe that everyone has the right to travel with confidence.

Key features of Free Spirit

  • Cover for most medical conditions and disabilities
  • Coronavirus cover for Cancellation and Emergency Medical and Repatriation expenses
  • No upper age limit on Single Trip and Annual Multi-trip cover
  • Specific cover for medical aids and prescribed medications
  • Cover for cruises included
  • Online medical screening, instant quotes and buy online
  • ‘Super Duper’ cover includes Extended Journey Disruption cover
  • Over 100 activities included free; 3 additional activity packs also available
  • Gadget Cover – up to £1,500 for loss or theft
  • Terminal conditions considered – call us on 02392 419 080
  • 24-hour medical emergency helpline

Click here for a summary of our ‘Super’ and ‘Super Duper’ levels of cover

We are committed to providing travel insurance for everyone. Our specially designed policy gives free spirits like you the protection to travel with confidence. So whatever your age or medical condition(s), get a quote today!

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Why choose Free Spirit

Free Spirit was the first insurance of its type specifically created for people being refused cover elsewhere simply due to their health. We are one of the UK’s largest specialist travel insurance providers for people with medical conditions and disabilities.

Our sophisticated rating and database of medical conditions enables us to provide cover for a vast majority of free spirits such as you. In the last 20 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much needed holiday.

Free Spirit also covers people without medical conditions. This means your travelling companions can be included on the same policy to ensure the whole party is fully covered.

We have a dedicated UK-based specialist customer services team on hand to help you.

More reasons to choose Free Spirit »

Click to get a quote
Free Spirit meets the eligibility requirements for inclusion on the MoneyHelper travel insurance directory, which the FCA has confirmed meets its criteria for a ‘medical cover firm directory’. We can provide policies that cover most multiple conditions so that you can travel with confidence.
  • Testimonials

    I felt it was only fair to say thank you for a job well done on our behalf without much upset. I was gutted that we had to cancel our special cruise a…
    A. HowarthLancs


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