Cruise Travel Insurance for Medical Conditions & All Ages
Protect your cruise holiday with our specialist cruise insurance, including ship to shore repatriation and cover for most pre-existing medical conditions.
Here at Free Spirit, we understand how important it is to get the most from your cruise travel insurance, whether you’re sailing the Mediterranean, the Caribbean or a European river. We have a specialist cruise insurance policy for cruise ship holidays that has an array of benefits, such as cancellation cover, ship to shore repatriation, missed embarkation, cabin confinement and emergency medical cover of up to £10 million.
Specially designed for people of any age – including seniors, over 70s and over 80s – who have existing medical conditions or disabilities, our specialist cruise holiday insurance is ideal for your cruise, whether you are looking for single trip cruise insurance or an annual multi-trip travel insurance policy with cruise cover.
What does cruise travel insurance cover? Gold vs Platinum
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip cover
- Choice of two cover options – Gold and Platinum
- Cruise benefits as standard on both levels, including £100,000 ship to shore repatriation and £250,000 on board medical fees
- Emergency medical expenses up to £7.5 million (Gold) or £10 million (Platinum)
- Cancellation cover up to £4,000 (Gold) or £8,000 (Platinum)
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides unlimited number of trips – travel up to 32 days per trip (Gold) and 45 days (Platinum)
- Cover for medical aids and prescribed medications
Get a quote for Free Spirit's Cruise Travel Insurance
With a Free Spirit cruise travel insurance policy, you gain the peace of mind to travel knowing that you and your cruise are fully covered. Get an instant online cruise insurance quote, or call our UK-based team on 02392 419 080 to talk through your medical conditions.
Frequently Asked Questions about Cruise Travel Insurance
As the travel insurance specialists, we often get asked technical and expert questions about our cruise insurance policy. Here are some of the most common questions we are asked by travellers looking for cruise insurance quotes.
Am I covered for ship to shore repatriation?
Yes. On either the Gold or Platinum cover level you have £100,000 for ship to shore repatriation cover if necessary.
Does cruise insurance cover cancellation if I am unwell and unable to go on the cruise?
As part of the policy, you have cancellation cover of up to £4,000 (Gold) or £8,000 (Platinum) should you unfortunately have to cancel the trip.
Can I get an annual multi-trip travel insurance policy with cruise cover?
Yes. Free Spirit offers both single trip and annual multi-trip cruise insurance policies. If you take more than one cruise a year, or combine a cruise with other holidays, annual travel insurance including cruise cover is often the simplest option. An annual policy will cover you up to 32 days per trip (Gold) or 45 days per trip (Platinum) and you can go on as many trips as you like within the year, provided each trip does not exceed this allowance.
What's the maximum trip duration on a cruise?
A single trip can cover a cruise up to 115 days (45 days if 76 years or over), and an annual multi-trip policy will cover you up to 32 days per trip (Gold) or 45 days per trip (Platinum).
What area do I need to put in when getting a cruise insurance quote?
Yes. Free Spirit offers both single trip and annual multi-trip cruise insurance policies. If you take more than one cruise a year, or combine a cruise with other holidays, annual travel insurance including cruise cover is often the simplest option. An annual policy will cover you up to 32 days per trip (Gold) or 45 days per trip (Platinum) and you can go on as many trips as you like within the year, provided each trip does not exceed this allowance.
Am I covered for pre-existing medical conditions with Free Spirit Cruise Travel Insurance?
Yes, in most cases. Free Spirit can cover most pre-existing medical conditions, including cancer, heart conditions, diabetes and respiratory conditions, but it does require a full medical declaration when completing a quote. You can do this either online by selecting ‘get a quote’ or you can call our friendly sales team on 02392 419080 to go through a quote.
Get a Cruise Insurance Quote from Free Spirit
Securing cruise insurance for your cruise holiday with Free Spirit is designed to be as easy as possible and our friendly team of experts are ready to speak to you today. […] Whatever your age and whatever your circumstances, we’ll be happy to help in looking to find you cruise travel insurance, whether it’s a short Mediterranean sailing, a European river cruise or a world cruise, so you can enjoy the very best the world has to offer.
Call us on 02392 419 080 and we’ll ask you a short series of questions as part of a medical screening before we make a quick decision about what cover we can offer you.
If you’d prefer you can also do this all online through our website.
Whatever your age and whatever your circumstances, we’ll be happy to help in looking to find you cruise travel insurance so you can enjoy the very best the world has to offer.
″Can we say a huge thank you to your team for the very efficient and prompt way in which you handled our claim. It all went hassle free due to your help and professionalism. For that we are very grateful especially at a time when I was quite poorly. We received the cheque from yourselves today, it is very much appreciated. ″