Cruise Summary of Cover
Browse the table below to see a summary of cover areas and limits on both Free Spirit Gold Cruise and Free Spirit Platinum Cruise policies.
The following table reflects a summary of the cover available on the policy. Full cover details, including definitions and terms and conditions, can be found on your policy wording. It is important to read the full document before taking out a policy, and referring to it when the need arises, during the duration of your cover.
Free Spirit offers two levels of cover for cruises, Gold and Platinum, so you can choose which best suits your travel needs.
Cancellation
i
Cover for irrecoverable and unused travel and accommodation costs that you have paid or are contracted to pay if you have to cancel your trip prior to departure for reasons including illness, jury service, or redundancy.
Please see the Insurance Policy for full details.
£4,000
£8,000
Emergency Medical & Associated Expenses
i
Cover for emergency medical costs following an accident or illness during your trip including agreed medical repatriation, funeral costs abroad and additional travel and accommodation expenses. Also, provides an alternative carer if your carer is taken ill or injured, kennel/cattery costs if your return home is delayed.
Please see the Insurance Policy for full details.
£7,500,000
£10,000,000
Cruise Benefits
- Missed embarkation
£1,000
£1,500
- Formal cruise attire
£1,500
£2,500
- Formal cruise attire delayed in transit
£500
£750
- Cruise itinerary changes
£250
£500
Additional emergency medical assistance & expenses
- ship to shore repatriation
£100,000
£100,000
- On board medical fees
£250,000
£250,000
- Unused excursions
£250
£500
- Cabin confinement
£250
£500
Personal Possessions
i
Cover for accidental loss, theft or damage to baggage.
Please see Insurance Policy for full details.
£2,000
£3,000
Loss or damage to medical aids
i
Cover for accidental loss, theft or damage to medical aids including wheelchairs and walking frames.
Please see the Insurance Policy for full details.
£1,000
£2,000
Loss or damage to prescribed medications
i
Cover for accidental loss, theft or damage to prescribed medication.
Please see the Insurance Policy for full details.
£250
£500
Personal money, passport & travel documents
i
Cover for accidental loss, theft, or damage to personal money and travel documents including driving license, passport, and travel ticket. Cover for foreign currency starts 72 hours before your trip.
Please see the Insurance Policy for full details.
£1,000
£1,500
Gadget cover
£1,000
£1,500
Customer reviews
″Travel Insurance with Pre – Existing Medical Conditions is becoming more difficult to get as one gets older. I found all the members of staff I spoke to very helpful before, during, and after I bought the Policy would certainly recommend to my friends with similar medical issues.″