Disabilities Travel Insurance
Disabilities cover for conditions such as Motor Neuron Disease, Muscular Dystrophy and Dementia.
Free Spirit is one of the UK’s largest specialist travel insurance schemes which is dedicated to covering adults and children with disabilities as well as pre-existing medical conditions. We cover a wide range of disabilities so everyone of any age can travel away from home with complete peace of mind.
Many standard travel insurance policies will exclude cover for disabilities and pre-existing medical conditions or will decline to offer cover for the declared condition after medical screening. This can lead to people travelling abroad without adequate cover and risking large medical bills. Whether you’re flying, cruising or motoring to or around your holiday destination we can give you the confidence to travel, no matter your age or disability.
Disabilities Covered by Free Spirit
The following list contains some of the disabilities that can be covered by a Free Spirit travel insurance policy:
Amputations
The removal of a limb due to injury, disease, or congenital issues, often requiring prosthetics or assistive devices for mobility.
Cerebral Palsy
A group of disorders affecting movement, balance, and posture, caused by brain damage during early development.
Dementia
A set of cognitive impairments, including memory loss and confusion, affecting daily function, often seen in Alzheimer’s disease.
Dyslexia
A learning disability that affects reading, writing, and spelling skills due to difficulties in processing language.
Dysphasia
Impairment in the ability to communicate, either in speech or comprehension, typically resulting from brain injury or stroke.
Genetic Disorders
Conditions caused by abnormalities in an individual’s DNA, leading to various physical or developmental disabilities.
Learning Difficulties
A broad term for conditions affecting cognitive processing, problem-solving, and academic skills, such as dyslexia or ADHD.
Motor Neuron Disease
A progressive neurological disorder that affects nerve cells controlling muscles, leading to weakness, paralysis, and eventual loss of motor function.
Muscular Dystrophy
Group of genetic disorders causing progressive muscle weakness and wasting due to mutations affecting muscle protein production.
Paraplegia
Paralysis of the lower half of the body, usually due to spinal cord injury, affecting both legs and sometimes parts of the abdomen.
Polio
A viral infection that can lead to paralysis by damaging motor neurons, potentially causing widespread physical disability
Spina Bifida
Birth defect where the spinal cord doesn’t develop properly, potentially causing mobility issues, paralysis, or learning difficulties
Also included are benefits for aftercare at home following hospitalisation, personal accident, personal liability, money & documents, missed/delayed departure, legal expenses and winter sports option.
Please read the Insurance Policy for the full terms and conditions of this disability travel insurance cover to make sure it’s suitable for your needs.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Disabilities Travel Insurance Quote
With a Free Spirit disabilities travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition are fully covered.
Cover your travelling companions on the same policy
Your travelling companions can also be covered on Free Spirit, whether they are disabled, have a pre-existing medical condition – or not. By including your travelling companions on the same Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.
How to get Your Free Spirit Travel Insurance for Disabilities Quote
Obtaining an instant quote and arranging cover with Free Spirit could not be easier.
Our fully interactive website includes online medical screening.
Alternatively, you can call us and speak to a friendly member of staff in our UK based call centre.
Planning a trip soon?
If you live with a disability or are travelling with someone who does, visit the limitless travel website to find inspiration and advice to travel with confidence or, the Centres for Disease Control and Prevention website. Also, the Gene People website has some helpful links and disabled travel advice if you’re travelling by train or bus.
Still not sure about disability travel insurance? View the money website which can provide you with a full guide on the topic.
Customer reviews
″I would like to say how good it is to deal with an insurance company that is prompt and efficient in its dealings with its customers. Especially as there is so much in the papers about problems with insurance companies who ‘drag their feet’. Whilst it certainly wasn’t a pleasure to have to cancel our holiday, it has been a pleasure dealing with your Free Spirit Claims team.″