Travel Insurance Summary of Cover
Browse the table below to see a summary of cover areas and limits on Free Spirit Standard, Super, and Super Duper policies.
The following table reflects a summary of the cover available on the policy. Full cover details, including definitions and terms and conditions, can be found on your policy wording. It is important to read the full document before taking out a policy, and referring to it when the need arises, during the duration of your cover.
Free Spirit offers three levels of cover, Standard, Super, and Super Duper, so you can choose which best suits your travel needs.
Cancellation
i
Cover for irrecoverable and unused travel and accommodation costs that you have paid or are contracted to pay if you have to cancel your trip prior to departure for reasons including illness, jury service, or redundancy.
Please see the Insurance Policy for full details.
£1,000
£3,000
£6,000
Emergency Medical & Associated Expenses
i
Cover for emergency medical costs following an accident or illness during your trip including agreed medical repatriation, funeral costs abroad and additional travel and accommodation expenses. Also, provides an alternative carer if your carer is taken ill or injured, kennel/cattery costs if your return home is delayed.
Please see the Insurance Policy for full details.
£5,000,000
£7,500,000
£10,000,000
Personal possessions
i
Cover for accidental loss, theft or damage to baggage.
Please see Insurance Policy for full details.
£1,000
£2,000
£3,000
Loss or damage to medical aids
i
Cover for accidental loss, theft or damage to medical aids including wheelchairs and walking frames.
Please see the Insurance Policy for full details.
£500
£1,000
£2,000
Loss or damage to prescribed medications
i
Cover for accidental loss, theft or damage to prescribed medication.
Please see the Insurance Policy for full details.
£125
£250
£500
Personal money, passport & travel documents
i
Cover for accidental loss, theft, or damage to personal money and travel documents including driving license, passport, and travel ticket. Cover for foreign currency starts 72 hours before your trip.
Please see the Insurance Policy for full details.
£500
£1,000
£1,500
Personal liability
i
Cover for occasions where you become legally liable to pay compensation.
Please see the Insurance Policy for full details.
£2,000,000
£2,000,000
£2,000,000
Extended journey disruption
i
Provides cover as a result of disruption caused by a natural disaster such as a volcanic eruption. Cover applies if you book individual elements of your trip separately.
Please see the Insurance Policy for full details.
No cover
£1,000
£2,000
Delayed departure (after 12 hour delay)
i
Provides a compensatory sum for each 12-hour delay due to strikes, industrial action, adverse weather, or mechanical breakdown of your public transport.
Please see the Insurance Policy for full details.
No cover
£300
£400
Trip abandonment (after 12 hour delay)
i
Cover if you must cancel your trip due to strikes, industrial action, adverse weather, or mechanical breakdown of your public transport.
See the Insurance Policy for full details.
No cover
£3,000
£6,000
Missed departure/missed connection
i
Cover for additional costs resulting from strikes, industrial action, adverse weather, a car accident or breakdown, or a connecting flight delay. Cover is limited to costs associated with accommodation and travel expenses to reach your overseas destination
Please see the Insurance Policy for full details.
No cover
£1,000
£2,000
Gadget cover
No cover
£1,000
£1,500
Customer reviews
″Can we say a huge thank you to your team for the very efficient and prompt way in which you handled our claim. It all went hassle free due to your help and professionalism. For that we are very grateful especially at a time when I was quite poorly. We received the cheque from yourselves today, it is very much appreciated. ″