About Free Spirit
Free Spirit was the first travel insurance to offer cover to people with pre-existing medical conditions.
Free Spirit was the first insurance of its type specifically created for people being refused cover elsewhere simply due to their health, disability or age.
Our philosophy is that travel insurance should be available to as many people as possible, which is why we can:
- provide cover whatever your age;
- consider any medical condition and disability (including a terminal condition);
- include your travelling companions (even if they don’t have a medical condition);
- cover over 100 activities for free with an option to add 3 further activity packs and winter sports for an additional premium.
- provide cover for cruise trips
You can also choose from several cover options to ensure you get the cover that is right for you.
Our ‘Super Duper’ level of cover is rated 5 Star by Defaqto which means that it has been independently verified to provide one of the highest quality offerings in the market.
In the last 25 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much-needed holiday.
So if you need specialist travel insurance for a forthcoming trip, why not get your Free Spirit quote today!
When other insurance providers say “No”, we’re usually the ones who say:
“Yes. We can cover you.”
Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating
from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.
Who Regulates Free Spirit?
Free Spirit is a trading name of travel insurance specialists P J Hayman & Company Limited.
P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 497103.
You can check this on the Financial Services Register by visiting www.fca.org.uk. This can be checked over the phone by calling 0800 111 6768 or 0300 500 8082.
P J Hayman & Company Limited
Free Spirit Travel Insurance is arranged by P J Hayman & Company, a Travel Insurance specialist and Schemes provider. P J Hayman provides a high-quality service in both insurance fulfilment and claims handling. Our team are experienced travel insurance specialists who are committed to providing high levels of customer service and technical support.
In addition to Free Spirit, we also offer the following products:
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Adventures – a tailor-made insurance for almost any activity or occupation, including amateur sports, manual work, and hazardous pursuits.
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Longstay and Backpacker – Ideal for extended trips abroad, for people on Gap Years or round-the-world trips.
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Travel Plus – Travel insurance with ‘added value’ benefits.
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TUMC – A policy that allows you to purchase up to £50,000† extra cancellation cover (per person) so that your holiday costs can be fully covered.
Who is the Emergency Assistance Provider?
Emergency assistance is operated by Healix Medical Assistance Services and is available 24 hours a day on +44 (0)208 608 4227. You can reach them by emailing internationalhealthcare@healix.com, too.
Healix are there to provide you with assistance in the event of any illness, injury or accident while abroad during the period of cover.
How do I Make a Claim?
Depending on the type of claim you need to make, there is a separate process to follow. We have made this as straightforward as possible. You can find all the information and documentation for making each claim on our dedicated Claims page.
Meet the Team
Meet the friendly faces behind our expert UK-based Free Spirit team
Testimonials
Don’t take our word for it - see what our customers think of our service.
Guides
We have created several guides to help you find insurance that is right for you.
Defaqto star rating
Super Duper cover holds a 5-star rating from Defaqto, meaning that it is one of the highest quality offerings in the market.
Charities we work with
Supporting charities is a core part of our DNA. See some of the charities we are partnered with here.
Medical Conditions
We aim to give you the confidence to travel with medical conditions. Learn more about what we can cover.
Customer reviews
″I was very impressed with your excellent service as it was but with a very quick and understandable decision.″