Back Problem Travel Insurance
Cover for back conditions such as osteoarthritis, rheumatoid arthritis and sciatica.
If you are thinking of travelling abroad, you need to ensure you have adequate specialist back pain travel insurance. Failing to purchase a medical condition insurance policy could leave you open to paying out for expensive emergency medical and hospital costs, in the event you have a flare-up while travelling abroad.
Many standard travel insurance policies exclude cover for pre-existing medical conditions or will decline to offer cover. However, Free Spirit is all about providing specialist travel insurance cover for people with back problems, no matter what age you are.
Back Pain Problems Covered on a Free Spirit Policy:
The following list contains some of the back pain conditions that can be covered by a Free Spirit travel insurance policy:
Collapsed disc
An intervertebral disc that has lost its normal height due to degeneration of its fibrous outer wall.
Degenerative disc disease
One cause of back and neck pain. Usually the result of the natural aging process, it is also a type of osteoarthritis of the spine.
Fractures to the back
These can be caused by bone loss caused by conditions like osteoporosis or trauma to the spine.
Osteoarthritis
A condition that affects the joints. It is the most common type of arthritis in the UK and around 1 million people see their GP about it every year.
Osteoporosis
This condition affects bone density, causing them to become weak and fragile and more likely to fracture.
Rheumatoid arthritis
A condition that causes pain and swelling in the joints. Hands, feet, and wrists are commonly affected.
Sciatica
The sciatic nerve is the longest nerve in the body. It runs from the back of your pelvis, through your buttocks, and all the way down both legs, ending at your feet. Sciatica can also be caused by a slipped disc.
Slipped Disc
This is also known as a prolapsed or herniated disc is where one of the discs in the spine ruptures and the gel inside leaks out.
Spinal stenosis
This is an abnormal narrowing of the spinal canal that may occur in any of the regions of the spine.
Spondylolisthesis
This occurs when a bone of the lower part of the spine (a vertebra) has slipped out of position and onto the bone below it.
Why specialist back pain insurance is important
Should you need to cancel your holiday prior to travelling because of your health, Free Spirit’s back pain travel policy can provide cover for your unused travel and accommodation costs. If you have a medical emergency during your holiday, the same policy can provide cover for your medical costs, including medical repatriation if necessary.
Travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. If you had to cancel your holiday due to your diagnosed back pain, travelling companions included on your policy would also be covered, which may not be the case if they had taken out a separate policy elsewhere.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Medical Travel Insurance Quote
With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your back pain condition are fully covered.
Purchasing a Travel Insurance Policy for Back Pain
If you have tried to get cover elsewhere but failed – why not try us! Obtaining an instant quote couldn’t be easier. Free Spirit has a fully interactive and easy-to-use website. Here are some questions we will ask you about your back pain so that you get the travel insurance cover you need:
- In the last 5 years, has your back problem affected your ability to wash, dress or feed yourself?
- How many medicines do you take for your back?
- Are you awaiting further investigation or treatment for your back problem?
- Have you had any unplanned hospital admissions for back problems in the last two years?
- Have you had any injections into your back and/or neck or surgery in the last 12 months?
- In the last 12 months have you used strong painkillers at home for this condition?
We’re here to help
If you are unsure about anything regarding your back problems travel insurance our frequently asked questions page may have the answers you need. You can also contact us and our customer services team will be happy to help.
Peace of mind
Don’t forget, if you arrange your back pain insurance cover as soon as you book your holiday, you will be immediately protected should you need to cancel your trip (terms and conditions apply of course! See the policy wording for full details).
Remember you can also call our 24hr medical emergency assistance helpline from anywhere in the world, to give you the peace of mind protection you need while travelling – just in case!
Travel, With Confidence
If you’re travelling with a spinal cord injury, visit the Back Up Trust website and view their Back Up Travel Guide. A handy resource (written by travellers with spinal cord injuries), it’ll help you get the most out of your holiday. Plan each stage of your holiday in advance. Start by finding the best hotel chain before flying to your destination.
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