Despite the fact that they can often go unnoticed, breathing conditions – also known as respiratory conditions – are very common. As part of their study into the Respiratory Health of the Nation, the British Lung Foundation found that approximately one in five people in the UK is living with a long-term breathing condition. Some of the most widespread of these include asthma and chronic obstructive pulmonary disease (COPD). These conditions affect approximately 8 million and 1.2 million people respectively.

Living with a breathing condition can be a challenge, but with your doctor’s consent, it need not stop you from experiencing time away on holiday with friends and family. We aim to offer travel insurance for breathing conditions, and conditions that cause breathing problems. Many standard travel insurance policies will exclude cover for breathing conditions or will decline to offer cover for the declared condition after medical screening. This can lead to people travelling abroad without adequate cover and risking large medical bills.

Free Spirit are different.

Breathing Conditions Covered by Free Spirit

The following list contains some of the breathing conditions that can be covered by a Free Spirit travel insurance policy:

Alveolitis

Inflammation of the alveoli (air sacs) in the lungs, leading to scarring, shortness of breath, and coughing, often linked to autoimmune diseases or environmental exposure.

Asbestosis

A lung disease caused by inhaling asbestos fibers, leading to scarring of lung tissue, chronic coughing, and difficulty breathing, often after long-term exposure.

Asthma

A chronic respiratory condition causing inflammation and narrowing of airways, leading to wheezing, shortness of breath, and coughing. Symptoms are often triggered by allergens, exercise, or stress.

COPD

Chronic Obstructive Pulmonary Disease is a group of lung conditions, including emphysema and chronic bronchitis, causing breathing difficulties due to airflow obstruction, commonly caused by smoking.

Cystic Fibrosis

A genetic disorder affecting the lungs and digestive system, leading to thick, sticky mucus buildup that causes respiratory infections, breathing problems, and digestive issues.

Lung Disease

A broad category encompassing various conditions that impair lung function, including asthma, COPD, and pulmonary fibrosis, often causing difficulty breathing and reduced oxygen exchange.

Pulmonary Embolism

A blockage in one of the pulmonary arteries in the lungs, usually due to a blood clot, causing sudden shortness of breath, chest pain, and potentially life-threatening complications.

Pulmonary Fibrosis

A lung disease where lung tissue becomes scarred and stiff, causing progressive difficulty in breathing and reduced oxygen intake, often with no known cause.

A Free Spirit policy benefits you further with aftercare at home following hospitalisation, personal accident, personal liability, money & documents, missed/delayed departure, legal expenses and winter sports option.

Please read the Insurance Policy for the full terms and conditions of these breathing conditions travel insurance cover to make sure it’s suitable for your needs.

Most importantly, make sure your breathing condition is fully covered!

Why Choose Free Spirit To Cover You?

  • Most medical conditions and disabilities covered
  • No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
  • Choice of several cover options
  • Single trips covered up to 115 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)

Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating

from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.

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Get a Medical Travel Insurance Quote

With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your breathing condition are fully covered.

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Customer reviews

″From the moment I contacted you for travel insurance for my husband and myself it was a positive experience. The questions we were asked relating to our medical conditions were plainly dealt with, with no complicated lists to go through. My husband is 88 yrs old and has a circulation problem and it is such relief to find someone like Free Spirit who would cover him.″

E and M Strefford, Clwyd