Motor Neurone Disease Travel Insurance
Motor Neurone Disease is a rare condition. Its caused by problems with your cells in your brain and nerves called motor neurones. It can affect your brain and nerves system.
According to NHS Choices, motor neurone disease is a rare condition that affects around 2 in every 100,000 people each year in the UK. About 5,000 people are living with the condition in the UK at any one time, with most cases diagnosed in people in their early 60s but can be seen in people as young as 18 and even in their 90s. Motor neurone disease affects slightly more men than women.
With the progression of the disease, everyday tasks may become more difficult but this doesn’t mean you have to stop doing the things you enjoy most, like travelling. A holiday may be just what you need to spend a relaxing time with your family and friends. For most people booking a holiday is a fairly straightforward process but when you have a medical condition, you may need to allow extra time to complete your holiday plans.
Why It’s Important To Cover Your Motor Neurone Disease
Many standard travel insurance policies may exclude cover for serious medical conditions such as motor neurone disease or will decline to offer cover, so it is vital to check the policy wording to make 100% sure you have the right cover for you.
If you suffer from a medical condition and be unfortunate to have a medical emergency, while travelling you could be left paying an expensive hospital bill because you failed to purchase adequate pre-existing medical condition travel insurance. In some countries such as Spain and the USA hospital costs can be extremely high. Also if you don’t have a 24-hour medical emergency helpline to call, how will you know where to go for medical assistance?
Free Spirit cover can help. As long as your doctor or treating consultant has agreed you are fit to travel and provided you’re not awaiting surgery or further investigations, we will aim to offer a quotation for a specialist motor neurone disease travel insurance policy to cover not just your MND but any other associated medical conditions declared to us.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Medical Travel Insurance Quote
With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition is fully covered.
Key Features Of Our Motor Neurone Disease Travel Insurance Policy
Free Spirit MND travel insurance, is a policy with many key features to get you on your first step to a carefree trip. We were the first scheme of its type dedicated to those being declined cover elsewhere due to their health and we are now one of the UK’s largest specialist travel insurance providers for people with medical conditions and disabilities.
We can provide you with significant features and benefits such as:
- Medical emergency helpline available to you 24 hours a day, 365 days a year
- Cancellation or Curtailment/Loss of holiday cover up to £5,000
- Loss or damage to medical aids up to £2,000
- Loss of damage to prescribed medications up to £500
- Repatriation to your home country is automatically included in the medical expenses
- Personal money & documents £1,000
- Personal baggage cover up to £3,000
- Missed departure / missed connection up to £1,500
Should you need to make a claim against your Free Spirit policy when you return home, you will be pleased to hear we have our own in-house dedicated Free Spirit claims team. Details of our claims procedure can be found in the policy wording.
Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating
from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.
How Do I Get A Quote For Motor Neurone Disease Travel Insurance?
Obtaining an online quote couldn’t be easier as we can provide you with a simple-to-use online medical screening service. You will need to declare all of your medical conditions to get the right cover for you.
To enable you to do this, we will ask you all of the necessary questions about your motor neurone disease such as:
- What type of motor neurone disease do you have?
- Do you currently use any mobility aids?
- Has your condition ever caused any problems with breathing?
- Has your condition ever caused any problems with swallowing?
- How many unplanned hospital admissions have you had for this condition in the last twelve months?
We will also ask you questions to enable you to declare any other associated medical conditions you may have. Please don’t forget to declare all of your medical conditions as otherwise you may not be fully covered.
Should you need any help whilst getting a quote or if you have any questions not covered by our frequently asked questions page, our dedicated UK-based customer services team is on hand to help you.
You may prefer for us to issue the policy for you and you can call us on 02392 419 080.
Useful Tips For Travelling With Motor Neurone Disease
Flying/Transport
Remember to tell your airline in advance if you need special assistance with a wheelchair or help with your bags through the security areas. Most airlines will carry standard-size wheelchairs free of charge; however battery-powered chairs may need to be dismantled for carriage.
Prescribed medication
Check that you have enough medication for the duration of your trip and a bit more in case you are delayed on your return journey. Try to carry your medication in your hand luggage in the event your hold luggage is lost in transit. If you’re travelling to a new time zone, you’ll need to adjust the time you take your medication. Check with your doctor for your own personal situation to ensure you do not take too much or too little. Keep a copy of the last repeat prescription with you just in case you lose your medication and you need to purchase more.
Hotel
Check that your hotel is suitable for wheelchair access if necessary. Is your room on the ground floor? If there is no lift DO you have difficulty with climbing stairs? Check the bathroom is accessible and are they fitted with grab-bars and seats.
View the MND Association website. It has more travel tips to help you plan a holiday or short break if you live with Motor Neurone Disease. The information includes top accessible accommodation in some of the best UK holiday destinations.
Travel, With Confidence
Some people can feel anxious when travelling abroad especially when they have a medical condition. This is only natural, so it is a good idea to include your travelling companions on your Free Spirit policy whether they have a pre-existing medical condition or not.
Should the worst happen and you need emergency hospital care, not only will our medical emergency helpline assist with finding suitable hospital care but they can also authorise an insured adult on the same policy to stay with you. Terms and conditions apply.
No one likes to think something will happen to them when away from home but you can be confident in the knowledge Free Spirit can provide the cover for a carefree trip!
For details of our motor neurone disease travel insurance cover, please read our Free Spirit policy wording or view details of the summary of benefits.
Customer reviews
″Holiday travellers with medical conditions, look no further than ‘Free Spirit’. After trying five other companies with little satisfaction I came across Free Spirit. I spoke immediately to a real person who took me through screening with courtesy, sensitivity and efficiency giving me all the security I needed and most importantly, a realistic price. Couldn’t be better!″