Diabetes Travel Insurance
Cover for different types of diabetes as well as any diabetes complications, such as retinopathy, peripheral neuropathy and any heart related conditions.
Free Spirit understands how beneficial foreign travel can be to people suffering from Diabetes and we believe it certainly shouldn’t stop you and your family from enjoying a holiday. If you are looking to book a holiday, you will need to plan in advance and ensure you have a travel insurance policy that covers your medical conditions.
Important Reasons For Insuring Your Medical Condition
Diabetes is one of the existing health conditions we cover most frequently at Free Spirit. Both type 2 and type 1 diabetes appear in the top ten medical conditions covered by our specialist travel insurance. It is estimated that 4 million people are living with diabetes in the UK, with about 500,000 of these being undiagnosed cases. We are unable to provide cover until your condition has been given a diagnosis.
If you have diabetes, you need to know that you have wide-ranging holiday insurance in place that covers your condition in the event that you have to cancel your trip or if you have a medical emergency whilst you are away. Diabetes can cause related health complications, such as high blood pressure and high cholesterol, poor circulation, and leg and foot ulcers, all of which can greatly affect your holiday if they flare up during your trip. If you are overseas, treatment for these associated conditions can be very expensive without specialist diabetes travel insurance in place.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Medical Travel Insurance Quote
With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition are fully covered.
Other Benefits Of Insuring With Free Spirit
At Free Spirit, you’re also covered in the event that your insulin, metformin, or any other medication you need to take for your diabetes, is lost or stolen. We understand that medication for diabetes is crucial for keeping the condition under control, so this is a key feature of our diabetes travel insurance.
In addition to this, as soon as you take out our specialist travel insurance, you and any other travellers on your policy will be covered for any costs you have paid out ahead of your holiday if you become too ill to make the trip as a result of your diabetes and you need to cancel. Terms and conditions apply of course.
Top Tips For Travelling With Diabetes
- Make sure you speak to your doctor about where you want to go and what you plan to do before you book any trip away. You must ensure that your doctor is satisfied with your holiday plans and that your diabetes does not pose too great a risk to travel.
- We recommend taking your diabetes ID and a letter from your doctor with you – this should state your condition and list any medication you take to treat it, and ideally should be translated into the language of the country you will be travelling to.
- It’s likely that you will need to take insulin, metformin, and/or other medications for your diabetes, and if so, it’s best to take more than you should need for the duration of your holiday. Split your medication supply between the bags you’re taking with you to prevent losing the entire amount in the event that one of them goes missing on the way.
- If you will be travelling by air, the Civil Aviation Authority’s Advisory Health Unit recommends that you contact your airline several weeks before travelling to discuss the medical devices you need to take on board the plane. For example, you will need a letter from your doctor to enable you to take syringes and insulin on board.
Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating
from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.
How Can I Get A Quote For Diabetes Travel Insurance?
Arranging diabetes travel insurance with us is straightforward. We will ask you a few questions about your diabetes as part of a medical screening process, and we do our best to make this as brief and uncomplicated as possible. Our expert medical travel insurance team approach every person who applies for Free Spirit cover individually, but generally, these are the kind of questions we will ask you about your diabetes:
- Do you take insulin for your diabetes?
- Do you take medication for high blood pressure or to control your cholesterol level?
- Have you been unexpectedly admitted to hospital at all in the last two years?
- Do you have, or have you ever had, any of the following conditions as a result of your diabetes:
- Leg or foot ulcers
- Kidney function impairment
- Nerve damage
- Angina/heart attack / narrowed arteries of the heart (should come under one)
- Retinopathy (retinal eye damage)
- Stroke and/or TIA (mini-stroke)
- Leg, foot, toe or finger amputation
- None of these
If you would like a no-obligation quote for specialist travel insurance for diabetes, please give our friendly expert team a call free of charge on 02392 419 080. You can also apply for diabetes travel insurance online quickly and simply.
Travel, With Confidence
Free Spirit was the first scheme of its type dedicated to those being declined cover elsewhere due to their health. We are one of the UK’s largest specialist travel insurance providers for people with medical conditions including Diabetes.
We cover people on a daily basis with Diabetes and most people have had difficulty getting cover elsewhere. Our travel insurance features a minimum level of £10 million emergency medical cover as standard, so this should give you the peace of mind to enjoy a well-earned break.
Why not read our Free Spirit policy wording for full details of the policy benefits?
Customer reviews
″Free Spirit dealt with me in a kind and courteous manner which was very pleasant after being told by the travel company that they couldn’t insure me because I was over 70 years of age. When I had to cancel my holiday to Malta due to a medical condition, you acknowledged and settled my claim quickly. I would recommend you to all my friends and would certainly use Free Spirit again.″