We offer cover for people of any age with pre-existing medical conditions including HIV and AIDS and the complications that may occur as a result of the condition.

Free Spirit travel insurance for HIV, AIDS and related conditions gives you the peace of mind you need when you travel away from home. You can contact our 24-hour Medical Emergency Assistance Helpline which is available 24 hours a day, 365 days a year.

Many standard travel insurance policies will exclude cover for HIV and AIDS or will decline to offer cover for the declared condition after medical screening. This can lead to people travelling abroad without adequate cover and risking large medical bills. However, we believe that anyone with any medical condition should have the freedom to travel with confidence.

HIV, AIDS And Associated Conditions Covered By Free Spirit

We specialise in travel insurance for HIV, AIDS and associated conditions including:

Bacterial Pneumonia

Inflammation of the lungs caused by infection.

Candidiasis

A fungal infection that’s triggered by the overgrowth of yeast within your body.

Herpes Zoster

More commonly known as Shingles, it’s a painful infection with a rash.

Septicaemia

A term that describes blood poisoning. It is an infection formed when substantial amounts of bacteria enter the bloodstream.

Skin Infections

Bacterial, viral, fungal, or parasitic skin infections enter the skin and spread to cause discomfort and swelling as well as skin colour changes.

Tuberculosis

Tuberculosis or TB is an infectious disease caused by bacteria which can severely affect the lungs.

Why Choose Free Spirit To Cover You?

  • Most medical conditions and disabilities covered
  • No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
  • Choice of several cover options
  • Single trips covered up to 115 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)

Get a Medical Travel Insurance Quote

With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition are fully covered.

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Cover Your Travelling Companions On The Same Policy

Travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. By including your travelling companions on the same Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

 

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Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating

from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.

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How Can I Get A Quote For HIV And AIDS Travel Insurance?

Arranging HIV and AIDS travel insurance with us is straightforward. We will ask you a few questions about your condition as part of a medical screening process, and we do our best to make this as brief and uncomplicated as possible. Our expert medical travel insurance team approach every person who applies for Free Spirit cover individually, but generally, these are the kind of questions we will ask you about your HIV and AIDS:

  • In the last 3 months have you started a new antiviral drug or is a new drug planned?
  • What is your latest CD4 count?
  • If you have been on an antiviral treatment for more than 3 months, what is your latest viral load?
  • Have you been advised to start antiviral treatment but chosen not to?

Travel, With Confidence

We cover people on a daily basis with HIV and AIDS and most people have had difficulty getting cover elsewhere. Our travel insurance features a minimum level of £10 million emergency medical cover as standard, so this should give you the peace of mind to enjoy a well-earned break.

Why not read our Free Spirit policy wording for full details of the policy benefits?

Customer reviews

″Just wanted to pass on my gratitude to your team efforts in getting our insurance cover so quickly. You filled me with confidence that I would be covered and told me what I needed to provide, you acted on the information and phoned me back to get further information. Then everything was dealt with on the same day. Thanks again for making my trip possible at this particularly bad time in my life. ″

J. Smith, Liverpool