Specialist Travel Insurance For People With Lung Disease
Lung diseases include different diseases and disorders that affect the lungs from working properly.
For those living with lung disease, going on holiday can take extra time and consideration to plan, particularly if you require oxygen to aid your breathing.
However, as with many breathing conditions, a break can be completely worthwhile for the vital rest and relaxation it can bring.
As with any long-term health issue, one of the most important things you need to be sure of when going on holiday is that you have specialist travel insurance in place. Lung disease, in whatever form, is unpredictable and, if treatment is needed, it can often be due to an emergency.
Many standard travel insurance companies won’t cover someone with lung disease as the cost of potential treatment might be too high. Here at Free Spirit, however, we believe everyone has the right to some time away and that’s why we provide specialist travel insurance designed for people with pre-existing medical conditions, including lung disease.
What Does Specialist Travel Insurance For Lung Disease Cover?
When you have travel insurance for lung disease in place, it means you’ll be covered should you need to see a doctor or go to the hospital for emergency medical treatment while you are away.
In many countries overseas, medical care can be enormously expensive, which is why having medical travel insurance in place, such as Free Spirit, is so vital; it covers these costs. That means, should you be taken ill, you don’t need to have a moment’s hesitation about the cost of seeking help.
The other main advantage of having specialist travel insurance in place to cover your lung disease is that you’ll also be covered in the event of having to cancel your holiday from the moment you book your trip
Our travel insurance means you’ll be able to recoup some of the costs you have already paid out if you can’t travel as planned due to your lung condition. We’ll also cover anyone that you are travelling with so long as they are also listed on your medical travel insurance, even if they don’t have a medical condition themselves.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Medical Travel Insurance Quote
With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition is fully covered.
What Types of Lung Disease do we Cover?
Here at Free Spirit, we are proud to offer cover for several different types of lung disease. Lets look at some of the ones we cover for:
Bullous Lung Disease
Bullous lung disease is a condition where large air spaces (bullae) form in the lungs, often due to emphysema or other lung conditions, leading to difficulty breathing and an increased risk of lung collapse.
Chronic Lung Disease
Chronic lung disease refers to long-term respiratory conditions, such as COPD or asthma, that cause persistent breathing problems and gradual lung damage over time.
Farmer's Lung Disease
Farmer’s lung disease is a type of hypersensitivity pneumonitis caused by inhaling organic dust, such as moldy hay or straw, leading to lung inflammation and breathing difficulties.
Industrial Lung Disease
Industrial lung disease refers to lung conditions caused by prolonged exposure to harmful substances in the workplace, such as chemicals, or fumes, leading to chronic respiratory problems.
Interstitial Lung Disease
Interstitial lung disease (ILD) refers to a group of disorders that cause inflammation and scarring (fibrosis) of the lung tissue, leading to breathing difficulties and reduced oxygen exchange. We also cover children’s interstital lung disease.
Occupational Lung Disease
Occupational lung disease refers to a group of lung conditions caused by inhaling harmful substances, such as dust, fumes, or chemicals, in the workplace, leading to chronic respiratory issues.
Parenchymal Lung Disease
Parenchymal lung disease refers to conditions that affect the lung tissue itself, leading to damage or scarring of the alveoli and impairing gas exchange, which can result in breathing difficulties.
Rheumatoid Lung Disease
Rheumatoid lung disease refers to lung complications associated with rheumatoid arthritis, including inflammation, fibrosis, or nodules, which can lead to breathing difficulties and reduced lung function.
How Do I Get Covered?
We know that having lung disease means you are probably no stranger to medical examinations and hospital appointments. That’s why at Free Spirit we avoid all of that, and simply ask you a few questions when establishing what level of specialist travel cover you need.
Simply call our medical travel insurance experts and they’ll ask you a short series of questions in order to understand more about your lung disease. Our friendly team are available on freephone 02392 419 080. Alternatively, you can do the whole process online by going to our get a quote online section.
Typical questions we will ask if you have lung disease
- How many medicines are prescribed for your breathing condition (count each inhaler as one medicine)?
- How many hospital admissions have you had for your breathing condition in the last year?
- How short of breath do you get when you are walking on the flat?
- Have you ever been prescribed oxygen other than when you are in the hospital?
- Have you ever been a smoker?
- In the last year have you had a chest infection or an episode of pneumonia?
Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating
from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.
Travelling When You Have Lung Disease
As with any pre-existing medical condition, it’s vital that you discuss your travel plans with your doctor before you book, and that they are happy for you to take the trip you’re planning.
If you are thinking of going abroad and need to take oxygen with you, be sure to check with the airline you will be flying with to find out their policy, as these can vary. Also, discuss with your oxygen supplier how you can boost your supply while you are away.
Make sure you have any medication you need with you at all times and take more than you need away with you just in case you lose any.
Try to reduce the amount of walking you will need to do by arranging transport to and from your destination and getting airport assistance as well. This can save you a significant amount of energy and effort walking to the gate in a large airport.
When you arrive at your holiday destination, it’s a good idea to make yourself aware of where the medical and emergency hospital facilities are so that in the event of you needing help you’ll know where to go.
Also, write down the 24-hour medical assistance phone number (you’ll find this in your travel insurance policy) as you will need to contact them as soon as possible should you need emergency medical treatment.
Having specialist travel insurance in place that covers your lung disease will mean you can relax and travel with complete peace of mind.
We hope you have a wonderful holiday.
Customer reviews
″I needed a Travel Policy that was going to cover me and the family for my recent trip to Turkey and also provide cover for my medical condition. I chose Free Spirit as their prices were very reasonable and the staff were very knowledgeable about the product and both helpful and friendly. I would definitely recommend them to my friends and family and will be using them again for my next trip abroad.″