Heart Failure Travel Insurance
Heart failure occurs when the heart is unable to pump blood around our bodies properly. It can happen because the heart becomes too weak or stiff.
A confusingly named condition, heart failure doesn’t mean that a person’s heart has failed but rather that it isn’t working as effectively as it should be. People diagnosed with heart failure have a heart that is unable to pump blood around the body effectively as it’s become too weak or stiff. Heart failure is a long-term condition that can progress over time, but it can also be effectively managed with medication. This means that having heart failure does not mean you cannot enjoy your life, and enjoy experiences such as holidays and travel. Medical evidence shows that relaxation is vital for heart failure patients.
At Free Spirit, we specialise in providing travel insurance to people with existing or long-term medical conditions such as heart failure. This enables them to take a holiday safely in the knowledge that they have protection should they need medical assistance. In the event of an emergency, we have a 24-hour emergency helpline available.
Age is also no barrier with Free Spirit travel insurance. You can even extend your travel insurance to cover your holiday companions, ensuring that if your medical condition prevents you from travelling, they will also be covered.
Do I Need Cover?
If you have any type of medical condition, you must have travel insurance in place before you head off on holiday either within the UK or abroad. While heart failure can be effectively managed with medication it is also a very serious condition. If you require medical treatment while travelling and you don’t have insurance, you could be left with an extremely high medical expenses bill.
Having cover in place gives you peace of mind that should you fall ill while away you can get medical treatment quickly and efficiently. It also provides you cover as soon as you get the insurance (on a single trip basis, however in the case of an annual the cover would not be in place until the inception date) so if you fall ill and can’t go on your holiday, some of the cost can be refunded.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
Get a Medical Travel Insurance Quote
With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your medical condition are fully covered.
Getting Travel Insurance When You Have Heart Failure
Free Spirit are specialists in providing travel insurance to people with heart failure. Obtaining a quote is simple and easy, and doesn’t require you to have a medical. Instead, you can either apply online or call one of our team of experts to see what travel insurance is suitable for you. You’ll be asked a range of questions that will help us to identify a policy suitable for you and your needs.
Typically a person with heart failure will be asked:
- Is this associated with any form of cardiomyopathy?
- When did your symptoms start? (e.g. breathlessness or ankle swelling)
- How many medicines do you take for your heart failure?
- How short of breath do you get when you are walking on flat ground?
- Can you lie down flat without becoming short of breath?
- How many unplanned hospital visits have you had for this condition in the last twelve months?
- Have you ever had angina and/or a heart attack?
- Have you ever been a smoker?
Things To Consider Before You Travel
Travelling on holiday is an ideal time to enjoy some rest and relaxation, both of which can be of great help to people with heart failure. However, it is important to ensure that you are adequately prepared.
Before you travel you’ll need to make your doctor aware of your plan to go away to ensure that they are happy your condition can be managed while away from home.
Air travel is, typically, safe for people with heart failure, although you’ll need agreement from your doctor. If you are flying, consider getting some support at the airport so that you don’t strain yourself with lots of walking, stress over arrival times and exerting yourself with luggage.
Opt for a relaxing holiday with accommodation near to facilities and avoid extreme climates. In hot weather ensure that you stay as cool and hydrated as possible.
Why Choose Free Spirit Heart Failure Travel Insurance?
- No upper age limit on both single trip and annual multi-trip policies
- A choice of two cover options – Super and Super Duper
- Cover for some terminal conditions
- Cover available if you are awaiting treatment or investigation
- Single trips covered for up to 94 days (although for persons aged 76 years and over the maximum duration is 45 days)
- Annual multi-trip policies provide cover for an unlimited number of trips – and you can travel for up to 32 days per trip (Super) and 45 days (Super Duper)*
- Extended journey disruption*
- Gadget cover
- Cover provided for loss or damage to medical aids and any prescribed medication you have for your heart failure
- Dedicated 24-hour emergency medical assistance helpline is always available to help when you need it most
*Included with Super Duper cover only
Customer reviews
″It’s important for me to have peace of mind when travelling overseas. With Free Spirit I am secure in the knowledge that not only am I covered for my medical condition, but that my family also has appropriate cover.″