Europe Travel Insurance
Europe has it all. Whether it’s a holiday in the sun or a quick city break – Europe simply has something for everyone.
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When travelling abroad, it’s nice to have the reassurance that you’re in safe hands. Travel insurance offers peace of mind, that if anything unexpected were to happen whilst you were away, you’re protected.
If you are planning a European getaway, it’s important your cover is tailored towards this. Therefore, Free Spirit offers European Travel Insurance. We make a conscious effort to provide specialist travel insurance that covers a number of medical conditions and disabilities for individuals of any age.
Travel Inspiration for your next European adventure
Europe has some of the most beautiful sights in the world. Its accessibility, combined with endless opportunity and adventure makes it ideal for any getaway. Whether you’re after a relaxing break in a sun-drenched spot such as the Algarve in Portugal; or an activity-packed trip exploring several stunning locations – Europe really does have it all.
If you’re looking for some inspiration on European destinations to visit, how about:
Plitviče Lakes National Park, Croatia
Plitviče Lakes National Park is a UNESCO world heritage site located near the coast of Croatia. It’s host to sixteen lakes connected by a plethora of beautiful waterfalls. It’s truly an amazing depiction of the allure of nature. The park is open all year round however it does get busy during summer months, so if you wish to see it in its purest form without tourists, be sure to try and visit it in off-peak times.
Blue Lagoon, Iceland
The Blue Lagoon is a natural geothermal spa in Iceland. With an average temperature of 39°C, it’s nourishing waters are perfect to relax in, whilst providing health benefits too. However, it is important to pre-book given the Lagoon’s popularity. We recommend visiting at night for the perfect low-light experience – we promise you won’t be disappointed.
Charles Bridge, Prague
Labelled as one of the most famous bridges in Europe, and perfectly aligned with the tomb of St. Vitus, Charles Bridge is a truly spectacular landmark. The construction of the bridge boasts precision that defies the era in which it was constructed. The journey across the bridge boasts a number of eye-catching statues along with breath-taking views of the River Vltava. A construction so beautiful should rightfully be visited more than once – that’s why we recommend visiting the bridge both during the day and in the early evening.
Why Choose Free Spirit To Cover You?
- Most medical conditions and disabilities covered
- No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
- Choice of several cover options
- Single trips covered up to 115 days (45 days if aged 76 years or over)
- Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)
European Travel Tips and Advice
If you’re planning on travelling to or around Europe, here are some top tips to take away with you on your travels:
Explore:
Exploring some of the finest landmarks that Europe has to offer is certainly a must, from the Eiffel Tower in Paris, the Colosseum in Rome, Charles Bridge in Prague, or the Chateau de Chillon in Switzerland. Europe has a vast offering of landmarks, sights and history – the only difficulty is choosing your next location!
EHIC and GHIC Cards
The EHIC which has now been replaced by an equivalent scheme: the ‘Global Health Insurance Card’ (GHIC) which has left many people asking: ‘Do I need travel insurance for Europe?’.
Presenting a EHIC/GHIC at a public hospital will allow you to obtain treatment at a reduced cost and in many cases free of charge, provided you are a UK resident (please note if you reside in the Isle of Man or the Channel Islands you are not eligible for an EHIC/GHIC). So, you must carry it with you when travelling abroad. For anyone who does not have one, or for those with expired EHIC cards, the GHIC is available – read our GHIC Card blog to find out more.
However, they don’t cover you for everything, so it’s essential to have travel insurance to ensure you’re covered for any medical emergency abroad. Free Spirit Travel insurance will cover emergency medical and associated expenses (depending on the level of cover). More details are provided further down.
Currency:
Whilst you may assume that European countries transact with Euros, there are still a number of destinations that do not use it as their primary currency.
For example, Croatia, Denmark, Hungary, Iceland, Poland, Switzerland and Turkey as well as many others all use their native currency as opposed to the Euro. We recommend always checking the local currency before travelling.
Transport:
Travelling to Europe from the UK doesn’t have to just be via plane. You can go by car or train, cutesy of the Eurostar or Eurotunnel. You can also catch a ferry or go on a cruise.
Once you’ve arrived at your destination, transport to get around the country varies. From internal travel links such as overground to underground rail services, tramlines, cable carts, bikes, canal boats, buses and cars, the options are endless. We recommend checking the internal travel options for your location in order to understand the accessibility of your chosen region.
For tips such as travelling with a medical condition, please refer to our guides.
Language:
Although English will often be spoken in most major European cities, learning some key phrases whilst on your travels may go a long way. Some key phrases to know include:
What does European travel insurance cover?
Free Spirit Travel insurance will cover emergency medical and associated expenses (depending on the level of cover) as well as aftercare at home following hospitalisation. Regardless of whether or not you have a pre-existing medical condition, it is important to take out a policy that offers a suitable level of cover for medical emergencies.
Our European travel insurance covers all countries within Europe, so wherever you wish to explore, Free Spirit will cover you.
Your travel insurance quote will vary depending on not only the trip duration but also the policy type, pre-existing medical conditions, and chosen level of cover.
It is important any pre-existing medical conditions are declared during the quote application. We offer affordable travel insurance for those with medical conditions. For more information, take a look at this useful guide which shows the average cost of a European travel insurance policy.
Free Spirit Europe Travel Insurance offers the following:
- Over 100 activities covered free
- Online medical screening
- Terminal conditions considered – call us on 02392 419 080
- 24-hour emergency medical helpline, 365 days a year
- Cancellation/curtailment cover up to £6000
- Emergency medical & associated expenses (outside your home country) of up to £10 million
Frequently Asked Questions about European Travel Insurance
What are the emergency numbers in Europe?
If you have any sort of emergency during your travel, you can contact 112 for help. 112 is the European emergency number and is free of charge.
Is there cheap travel insurance to Europe for someone with a pre-existing medical condition?
Free Spirit offers affordable travel insurance for Europe for people with medical conditions. Some of the most common medical conditions we cover include; high blood pressure, asthma, type 2 diabetes, heart attacks and breast cancer plus many more conditions.
Is there an age limit for European travel insurance?
Many travel insurance providers only offer cover up to a certain age. Free Spirit does not have an upper age limit on our travel insurance.
Please contact us on 02392 419 080 to discuss your requirements.
Customer reviews
″It was nice to find that my initial enquiries dealt with in a pleasant, efficient manner when I bought an annual travel policy. Though I was sad to have to claim for a cancelled holiday due to illness, the claim was dealt with similarly and was settled in a speedy and efficient manner.″