Activities

Activity Pack 1 – included as standard

• Aerobics
• Amateur Athletic Field Events
• Amateur Athletic Track Events
• Angling/Fishing (freshwater)
• Animal Sanctuary (non big game)
• Archery*
• Badminton
• Bamboo Rafting
• Banana Boating
• Bar Work
• Baseball
• Basketball
• Beach Games
• Body Boarding
• Boogie Boarding
• Boules
• Bowling
• Bowls
• Bridge Swinging*
• Bungee Jumping*
• Camel/Elephant Riding or Trekking (UK Booked)
• Canoeing/Kayaking (White Water Grades 1-3)*
• Catamaran Sailing (inshore)
• Clay pigeon shooting*
• Cricket
• Croquet
• Cross Country Running
• Curling
• Cycle Touring/Leisure Biking (up to 1,000m)
• Dancing
• Darts
• Disc Golf
• Diving (indoor up to 5m)
• Dragon Boat Racing
• Fell Running (up to 1,000m)
• Fencing
• Fives
• Flag Football
• Flying as a passenger (private/small aircraft/helicopter)*
• Football/Soccer (practice and training)
• Frisbee (recreational)
• Glass Bottom Boats (inshore)
• Golf
• Gorilla Trekking (booked pre-trip –in a group – up to 1,000m)
• Handball (practice and training)
• Highland Games
• Hockey (field – organised amateur match)
• Horse riding (no jumping)
• Hot Air Ballooning*
• Indoor Skating (not ice)
• Jet Boating*
• Jet Skiing*
• Kiting
• Korfball
• Laser Tag
• Low Ropes
• Marathons
• Mini-Golf
• Model Flying
• Model Sports
• Motorcycling up to 125cc on public roads for up to 14 days per trip (no racing – must possess a licence allowing you to ride an equivalent motorcycle in the UK or Channel Islands)*
• Mountain Biking (up to 1,000m)
• Mountaineering (in a group – all up to 1,000m)
• Netball
• Orienteering
• Paddle Boarding (inshore)
• Paintballing
• Pentanque
• Peteca
• Pigeon Racing
• Pony Trekking
• Pool
• Quoits
• Rackets
• Racquetball
• Rafting (white water grades 1-3)*
• Rifle Range*
• Ringos
• River Punting
• Roller Blading/Skating (not ice)
• Rounders
• Rowing (inshore – recreational)*
• Safari/Safari Trekking (UK Organised)
• Sailing/Yachting (recreational – inshore)
• Scuba diving (not solo – up to a maximum 30m)*
• Segway (supervised, non-competitive)
• Skate Boarding/Scooters (non-motorised)
• Snorkelling (inside marked areas and/or with lifeguard present – inshore)
• Softball
• Squash
• Stoolball
• Swimming (inside marked areas and/or with lifeguard present)
• Swimming off a Boat (with a qualified supervisor in attendance –  i.e. a lifeguard – inshore)
• Swimming with Dolphins (inside marked areas and/or with lifeguard present – inshore)
• Sydney Harbour Bridge Climbing (professionally organised and supervised)
• Table Tennis
• Tennis
• Theme Parks
• Tubing*
• Tug of War
• Unicycle Riding
• Volleyball
• Wakeboarding (inshore)
• Water Parks
• Water Polo (swimming pools only)
• Whale Watching (professionally organised)
• Yachting (inshore – crewing)*
• Yoga

Please Note: those activities marked with an asterisk (*) do not have Personal Accident or Personal Liability cover.

Activity Pack 2 – additional premium required

• Abseiling (indoor/outdoor climbing wall up to 25m)*
• Airsoft***
• Camel/Elephant Riding or Trekking (non-UK booked, organised tour only)*
• Climbing Wall (indoor/outdoor, up to 25m)*
• Cycle Touring/Leisure Biking (between 1,001m & 2,000m)**
• Fell Running (between 1,001m & 2,000m)*
• Hiking/Mountain Walking/Rambling/Trekking (in a group, between 1,001m & 2,000m)*
• Mountain Biking (between 1,001m & 2,000m -excludes downhill)**
• Parasailing/Parascending (over land or water – Europe only)***
• Safari/Safari Trekking (non-UK booked, organised tour only)*
• Sea Canoeing/Kayaking (under qualified supervision – inshore)**
• Sea Fishing (inshore)**
• Shark Cage Diving***
• Summer Tobogganing***
• Surfing***
• Water Skiing (inshore)**
• Windsurfing (inshore)**

Please Note:

• the Medical excess is increased to £150 whilst participating in any of the activities within Activity Pack 2.
• An activity marked with * means the benefits under the Personal Accident section are reduced by 50%
• An activity marked with ** means the benefits under the Personal Accident section are reduced by 50%
  and there is no cover under the Personal Liability section.
• An activity marked with *** means there is no cover provided under the Personal Accident or Personal Liability Sections.

Activity Pack 3 – additional premium required

• Breathing Observation Bubble (BOB)
• Canoeing/Kayaking (white water Grades 4 -5)
• Cycle Touring/Leisure Biking (between 2,001m & 3,000m)
• Fell Running (between 2,001m & 3,000m)
• Gorilla Trekking (non-UK booked, organised tour only, in a group and up to 1,000m)
• Hiking/Mountain Walking/Rambling/Trekking (in a group, between 2,001m & 3,000m)
• Hydro Zorbing
• Mountain Biking (between 2,001m & 3,000m – excludes downhill)
• Octopush
• Rafting (white water Grades 4-5, Europe only)
• Sand Boarding
• Sand Dune Skiing/Surfing
• Tree Top Walks

Please Note: the Medical excess is increased to £200 and no cover is provided under the Personal Accident or Personal Liability sections whilst participating in the activities included in Activity Pack 3.

Activity Pack 4 – additional premium required

• Cycle Touring/Leisure Biking (between 3,001m & 4,000m)
• Fell Running (between 3,001m & 4,000m)
• Gorge Walking (no ropes)
• Hiking/Mountain Walking/Rambling/Trekking (in a group, between 3,001m & 4,000m)
• Kite Boarding/Buggying/Surfing
• Land Yachting
• Mountain Biking (between 3,001m & 4,000m – excludes downhill)
• Via Ferratta

Please Note: the Medical excess is increased to £250 and no cover is provided under the Personal Accident or Personal Liability sections whilst participating in the activities included in Activity Pack 4.