Do I Need Travel Insurance For a Cruise Holiday?

It goes without saying – a cruise holiday involves spending a good deal of time at sea. While sailing between destinations is peaceful and liberating, it can present problems if you become unwell on a ship far from land. When you live with an existing medical condition or disability, it is more vital to have a policy in place ahead of a cruise holiday.

Free Spirit cruise includes cover for emergency medical treatment and associated costs should you need to be taken to the mainland by emergency helicopter. With emergency medical care in place for your upcoming cruise holiday, you’ll receive the right care without a sky-high medical bill.

Know the true cost of travelling abroad without cover for medical emergencies.

In addition, Free Spirit Cruise covers the following additional emergency medical assistance & expenses:

• Ship to shore repatriation
• On board medical fees
• Unused excursions
• Cabin confinement

Cancellation Cover

Cruise holidays can be more costly than other types of holidays so it’s vital to have the right level of protection that covers all your travel costs. Free Spirit Cruise has two cover levels (Gold and Platinum) which include cancellation cover. This means you can recoup any money you’ve already spent on your cruise holiday in the event that you can’t travel, due to health reasons*. With Gold Cover cancellation is up to £4,000 and with Platinum Cover cancellation is up to £8,000.

Should you need a higher level of cancellation cover for a luxurious cruise holiday, contact us to find out more about Top Up My Cover.

There aren’t many types of holidays which give the opportunity to explore a variety of destinations on one trip. Cruise holidays span many countries and even continents. It’s therefore vital that your travel insurance policy covers all countries you’ll visit during the course of your trip.

Travel insurance for cruises can be tailored to cover all the countries on your itinerary, including most of the world, if need be! So, you can sail through Europe, the Caribbean or to other destinations with cover for your medical condition or disability in every port of call.

Whether you’re sailing around the Mediterranean or the Caribbean, share all the destinations on your exciting itinerary to be fully insured.

With so much to see and do, it’s no wonder that many cruises are longer than the average trip abroad. As such, you’ll need a travel insurance policy that will cover your cruise from start to finish.

Free Spirit cruise travel insurance covers single trips of up to 115 days (45 days if aged 76 years and over). If you take out an annual multi-trip policy with Gold Level Cover, you’ll have cover for trips of up to 32 days. With Platinum Cover, you’ll have cover for trips of up to 45 days.

View the full summary of cover for details.