Affordable cover with Alzheimer’s Travel Insurance
Free Spirit understands how beneficial foreign travel can be to people suffering with Alzheimer’s and we believe it certainly shouldn’t stop you and your family enjoying a holiday. If you are looking to book a holiday, you will need to plan in advance and ensure you have a travel insurance policy that covers your medical conditions.
Why it’s important to cover a medical condition like Alzheimer’s
Free Spirit travel insurance is there to provide you with cover for cancellation before you go and for emergency medical expenses whilst you are away.
If you need to cancel your holiday prior to travelling due to your Alzheimer’s, Free Spirit can cover you for your unused travel and accommodation costs. If you are unfortunate enough to have a medical emergency during your holiday, any associated costs including medical repatriation (if medically necessary) as a result of your Alzheimer’s – or any other illness related to it will also be covered (subject to policy terms and conditions).
If you are caring for someone living with Alzheimer’s and need to travel with them – travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. If you had to cancel your holiday due to your Alzheimer’s, travelling companions on the same policy would also be covered which may not be the case if they had taken out a separate policy elsewhere.
Consequences of not covering your medical conditions
Failing to insure your Alzheimer’s could leave you open to paying out for expensive medical treatment and hospital accommodation costs in the event of a medical emergency. Some standard travel insurance policies exclude cover for pre-existing medical conditions. No matter what stage your illness has reached, Free Spirit can in most cases provide cover for your Alzheimer’s and any associated medical conditions to give you the peace of mind protection you need when you travel – just in case!
Planning your holiday
Travelling abroad should be an enjoyable and relaxing experience. However someone with Alzheimer’s might find a new environment confusing and may cause undue distress. A travel companion may be so concerned about giving the person with Alzheimer’s a good holiday, that they forget to relax and enjoy the holiday themselves. For these reasons, it is important to think carefully about the type of holiday that suits everyone.
Which type of holiday?
People enjoy a wide range of holidays, depending on their interests, personal preferences and time available. The extent to which the person’s Alzheimer’s affects their daily life will also determine the type of holiday that is most suitable.
Booking independently offers you the greatest choice and flexibility and may be suitable for someone with early stages of Alzheimer’s. You will be able to make your own travel arrangements and choose the best accommodation. By booking independently you could choose to stay in smaller hotel that can offer you a warm and welcoming atmosphere. Travelling outside a school holiday is always a good idea, everyone will be less rushed and can give you more time and attention.
Whatever type of holiday you choose, try to find out as much as you can beforehand about the place you intend to visit. If someone in your party has a physical disability, will it be easy for them to get around? Where is the nearest doctor or medical centre located? How far is the accommodation from the airport?
People with Alzheimer’s who are generally independent in familiar surroundings, may need extra support when coping with a new environment or changes to their routine. Even if they are travelling with a companion, the holiday may be more enjoyable for everyone if another friend or relative comes too.
It is always worth taking two photocopies of the personal details page of your passport. Leave one copy at home with a relative or a friend, and carry the other copy with you, along with copies of your important documents. A Medic Alert bracelet or similar identification may be useful for a person with Alzheimer’s in case they become separated from whoever they are travelling with, or become too confused to speak clearly. Don’t forget to carry your travel insurance documents with you, in the event you need to visit the hospital.
Getting a travel insurance quote and cover for your Alzheimer’s
Obtaining a quote and getting cover for your Alzheimer’s travel insurance couldn’t be easier! Free Spirit provides a quick and confidential online screening and we will ask you some questions about your Alzheimer’s so that you get the cover you need:
- Do you need assistance with dressing, eating or washing?
- Do you require more assistance or supervision than you did six months ago?
- Will travel always be accompanied?
Should you need any help whilst getting a quote or if you have any questions not covered by our frequently asked questions page, please call 0800 170 7704 to speak to our dedicated UK based customer services team. We are open Monday to Friday 8am-6pm, closed Bank Holidays.
Peace of mind included
Free Spirit was the first scheme of its type dedicated to those being declined cover elsewhere due to their health. We are one of the UK’s largest specialist travel insurance providers for people with medical conditions including Alzheimer’s.
We cover people on a daily basis with Alzheimer’s and most people have had difficulty getting cover elsewhere. Our travel insurance features a minimum level of £5 million emergency medical cover as standard, so this should give you the peace of mind to enjoy a well earned break.
Why not read our Free Spirit policy wording for full details of the policy benefits.
Last updated: 15th June 2016.