Stroke travel insurance
Why it’s important to cover your Ischaemic or Haemorrhagic stroke
If you’ve had a stroke in the past, obtaining suitable travel insurance to cover your medical condition for a holiday abroad can be difficult. Some insurers may decline to cover you or charge you extra to take out a policy, even if you have made a full recovery.
Here at Free Spirit we pride ourselves on our customer service and we can give you the same excellent comprehensive cover as we give to all of our other customers, better still we’ll do it at a price that’s fair.
As long as your doctor or consultant has agreed you are fit to travel, there is no reason why you should not enjoy a holiday. Whether you have had a stroke recently or many years ago, provided you’re not awaiting surgery or further investigations, we will aim to offer a quotation for a specialist travel insurance policy to cover not just your stroke but any other associated medical conditions.
What makes us different?
We’ve put a lot of thought into our benefits and here are some that makes us stand out from other insurers.
- No upper age on Single Trip or Annual Multi-Trip
- Cancellation or curtailment/loss of holiday – start at £2,500 per person
- Medical emergency helpline – 24 hours a day, 365 days a year
- Emergency medical & other expenses – start at £5 million per person
- Specific cover – for loss or damage to medical aids and prescribed medications
Consequences of not covering your Ischaemic or Haemorrhagic stroke
Travelling abroad after suffering a stroke can be a worry especially in the event of a medical emergency. Failing to insure all of your medical conditions could leave you open to paying out for expensive medical treatment and hospital accommodation costs especially in places such as Spain and the USA and this can run into thousands of pounds.
Getting an insurance quote to cover your stroke
You can get a quote for your stroke travel insurance through our easy to use secure online medical screening system and it couldn’t be easier! You will need to declare all of your medical conditions and we will ask you some questions about them, for example:
- How many strokes have you had in total?
- How long ago was your last stroke?
How many strokes have you had in the last six months?
- Are you awaiting surgery for this condition or for any scans to be performed?
- Do you currently use any mobility aids?
- Have you had any transient ischaemic attacks (mini-strokes) since your last stroke?
- Do you suffer from an irregular heartbeat (atrial fibrillation)?
- Are you on medication to thin the blood (not including aspirin) which requires regular blood tests?
- Have you ever been a smoker?
If you would prefer to call us, our customer services team are on 0800 170 7704 we’re open Monday to Friday 8am-6pm, closed Bank Holidays. If you have any questions not covered by our frequently asked questions page or you cannot find your medical condition within our online screening list, we’re on hand to help.
Symptoms of a stroke
It is important to be able to recognise the symptoms of a stroke and these can be remembered by using the word FAST:
|Face||the face may have dropped on one side, the person may not be able to smile or their mouth or eye may have dropped|
|Arms||the person with a suspected stroke may not be able to lift one or both arms and keep them there because of arm weakness or numbness|
|Speech||their speech may be slurred or garbled or the person may not be able to talk at all despite appearing to be awake|
|Time||it is time to dial 999 immediately if you see any of these signs or symptoms|
Tips for travelling after a stroke
If you decide to travel after recovering from a stroke there are a number of things that you will need to consider:
- Discuss your travel plans with your doctor or hospital consultant to allow extra time for additional preparations.
- Take extra supplies of your stroke medication in the event it is lost or damaged in transit. Always try and keep your medication in your hand baggage.
- Ensure your travel insurance covers not only your medical condition but your medication as well and offers 24 hour medical emergency assistance
Peace of mind included
If you are not completely satisfied with the stroke cover provided you may return your policy documents to us within 14 days of receipt, provided that you have not already travelled and are not making or intend to make a claim. We offer a full 14 day money back guarantee.
Last updated: 15th June 2016.