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Mental health travel insurance

Introducing Free Spirit – a market leading travel insurance brand which covers many different types of existing medical conditions and disabilities.

We are specifically dedicated to people with a past medical history, including mental health issues and have become one of the UK’s largest specialist travel insurance providers.

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Travel insurance from Free Spirit gives you the protection you need when you travel abroad because your mental health condition will be fully covered. Cover includes cancellation, emergency medical and other expenses (including repatriation when medically necessary) plus much more.

Free Spirit also provides a 24-hour medical emergency helpline open 24-hours a day, 365 days a year so there is always help a phone call away.

We specialise in travel insurance for mental health conditions, including:

  • Bi-polar disorder
  • Schizophrenia
  • Anorexia Nervosa
  • Depression
  • Bulimia Nervosa
  • Obsessive Compulsive Disorder
  • Paranoia
  • Psychosis
  • Tourette’s Syndrome
  • Anxiety
  • Mental illness

Many standard travel insurance policies will exclude cover for mental health conditions or will decline to offer cover for the declared condition after medical screening. This can lead to people travelling abroad without adequate cover and risking large medical bills.

Also included are benefits for aftercare at home following hospitalisation, personal accident, personal liability, money & documents, missed / delayed departure, legal expenses and a winter sports option.

Please read the Insurance Policy for the full terms and conditions of Free Spirit travel insurance cover for mental health conditions, to make sure it’s suitable for your needs.

Why choose Free Spirit to cover your mental health condition?

  • Most mental health conditions and disabilities covered
  • No upper age limit on Single Trip and Annual Multi-trip
  • Choice of two cover options – Super and Super Duper
  • Single trips covered up to 94 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides unlimited number of trips – travel up to 31 days per trip (Super) and 45 days (Super Duper)
  • Fully interactive website including online medical screening
  • Journey disruption / Airspace closure cover (included with Super Duper cover only)
  • Loss or damage to medical aids and prescribed medications

Cover your travelling companions on the same policy

Travelling companions can also be covered on Free Spirit, whether they have an existing medical condition or not. By including your travelling companions on the same Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

Applying for travel insurance to cover mental health conditions

You can apply for an insurance quotation on our website. It’s a simple and fast way of obtaining a quote any time of the day or night. After entering your initial trip requirements and answering the questions regarding your mental health condition(s) it will show you the results of your quote which includes cover for your medical condition.

Alternatively, you can call us and speak to a friendly member of staff in our UK based call centre on 0800 170 7704. Our office hours are 8am to 6pm Monday – Friday (closed Bank Holidays).

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  • Testimonials

    The website is very easy to navigate and to enter details of previous medical conditions, and the premiums seem reasonable. The documents always arriv…
    D. StoneDerbyshire
    To read reviews click here

  • Ask Mary

    Free Spirit Manager, Mary Holt is a recognised expert in medical screening and in underwriting travel insurance for people with medical conditions. You can read Mary’s Q&As or ask Mary a question directly.
    Read Q&As
    Ask Mary


Last updated: 23rd June 2017.