Winter Sports Travel Insurance
You can add Winter Sports to your policy on payment of an additional premium.
We recommend when participating in winter sports that the appropriate clothing, including crash helmets, should be worn, and activities undertaken match the level of experience the insured-person has in that sport (e.g. if you are an amateur skier do not undertake a black run).
Going skiing? Please read about our Ski travel insurance.
If you select the Winter Sports option and pay the additional premium, the following activities are covered:
- On piste skiing/snowboarding in recognised areas (including off-piste when accompanied by a guide or instructor and provided you are not skiing against local recommendations or where avalanche warnings have been given)
- Alpine skiing
- Big foot skiing
- Cat skiing (with a guide)
- Cross country skiing
- Glacier walking
- Husky dog sledging (organised and with an experienced local driver)
- Ice skating
- Kick sledging
- Langlauf
- Mono-skiing
- Nordic skiing
- Passenger sledge
- Ski boarding
- Ski dooing
- Sledging
- Snow mobiling
- Snow parascending
- Snow shoe walking
- Snow tubing
- Snowcat driving
- Speed skating
- Telemarking
- Tobogganing
There is no cover for the following activities:
- Off-piste skiing/snowboarding without a guide or instructor
- Skiing/snowboarding against local authoritative recommendations, warnings or advice
- Ski stunting
- Free-style skiing
- Bob sleigh
- Ice hockey
- Bobbing
- Heli-skiing
- Ski acrobatics
- Ski flying
- Ski jumping
- Ski mountaineering
- Glacier Skiing
- Snowcat skiing
- Snow carting or the use of bob sleighs
- Luges or skeletons
- Any competitive skiing
Winter Sports cover is only in force if shown on your policy schedule and the appropriate additional premium has been paid.
Activities included for free
There are over 100 activities covered free of charge on a Free Spirit policy.