Policy documents
Download current and archive insurance documents for your Free Spirit policies using the links below. If you require a policy schedule, you can access this by logging in to your account.
For Travel Policies Purchased from March 3rd 2025
Policy Wording
Standard Cover IPID
Super Cover IPID
Super Duper IPID
Key Features
Terms of Business Agreement
Privacy Policy
For Cruise Policies Purchased from March 27th 2025
Policy Wording
Gold Cover IPID
Platinum Cover IPID
Key Features
Terms of Business Agreement
Privacy Policy
PJH Fight Delay T&Cs for policies purchased from 17th August 2026
Terms & Conditions
Customer reviews
″I couldn’t find any record of my mum’s insurance and Free Spirit helped me by sending several emails and by forwarding me the documents. I must commend Mary for her excellent help she was great! Your service has been fantastic, and I certainly will use Free Spirit again, all in all a great result.″