Crohn’s travel insurance from Free Spirit
Here at Free Spirit we insure people with all kinds of medical conditions, including Crohn’s Disease or any kind of inflammatory Bowel Disease.
Why insurance is important
Should you need to cancel your holiday prior to travelling because of your Crohn’s, Free Spirit travel insurance can provide cover for your unused costs relating to your travel and accommodation. Should you become unwell during your holiday because of your Crohn’s and you require emergency medical assistance, Free Spirit can provide cover for your medical costs including medical repatriation if necessary.
Travelling companions can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. By including your family, friends and carers on the same Free Spirit policy, you will ensure the whole party is covered. If you had to cancel your holiday due to your Crohn’s, travelling companions on the same policy would also be covered which may not be the case if they had taken out a separate policy elsewhere.
Consequences of not covering your medical condition
Failing to purchase adequate specialist travel insurance, could leave you open to paying out for expensive medical and hospital costs, in the event you have a flare up that requires emergency treatment. Many standard travel insurance policies exclude cover for pre-existing medical conditions such as Crohn’s or will decline to offer cover. You can call our 24hr emergency assistance helpline from anywhere in the world to give you the peace of mind protection you need when you travel – just in case!
Things to remember
It is important to take all necessary precautions to avoid holiday diarrhoea as this can be particularly dangerous to people with Crohn’s disease. Ensure meat is never under cooked, and vegetables and fruit are not washed in tap water. Only consume pasteurised dairy products, do not drink the tap water and be wary of ice in drinks.
When you arrive at your holiday destination make enquiries as to where you can receive medical assistance in case of an emergency. Medical advice must be received as soon as you notice any of the following symptons: high fever, abdominal pain, dizziness, dehydration and rectal bleeding.
Complications from Crohn’s disease include:
Stricture – This is the narrowing of the gut due to inflammation and scar tissue. This can cause pain and vomiting as the food is blocked from passing through the intestine.
Perforation – If the blockage builds up enough pressure the gut can rupture, so causing the contents of the gut to leak into the abdomen. This can cause an infection or an abscess and is a potentially life threatening condition.
Fistula – The inflammation can cause a channel to form between two parts of the body such as the small intestine to the colon, or the small intestine to the bladder. Perianal fistulas occur when a fistula forms between the anus or rectum and opens onto the skin near to the anus. They are common in Crohn’s disease patients and can be very painful.
Cancer – People with Crohn’s disease have a slightly higher chance of developing colon cancer.
Osteoporosis – Due to the poor absorption of food patients have an increased risk of developing osteoporosis.
Purchasing a travel insurance policy for your Crohn’s disease
If you have tried to get cover elsewhere but couldn’t find the right cover for your medical needs – why not try us! Obtaining an instant quote couldn’t be easier. Free Spirit has a fully interactive and easy to use website which includes online medical screening. We will ask you some questions about your medical condition so that you get the travel insurance cover that’s right for you:
- Have you ever had any abdominal surgery for this condition?
- Have you ever had any episodes of bowel obstruction?
- How many hospital admissions have you had for this condition in the last 2 years?
We’re here to help
If you are unsure about anything our frequently asked questions page may have the answers you need or why not call us in the UK on 02392 419 080 and our customer services team will be happy to help. Remember we are open Monday to Friday 8am-6pm but closed Bank Holidays.
Peace of mind
Don’t forget, if you arrange your cover as soon as you book your holiday you will be immediately protected should you need to cancel your trip (terms and conditions apply of course! See the policy wording for full details).