Last year my travel insurance went up by one-third just because I was 70 and when I asked my previous Insurer why, I was told I was more likely to have a claim! I have been travelling back and forward to Norway for 8 years to visit family and have never yet had a claim. I was thrilled when I was booking my latest flight to find a link to Free Spirit and found my premium was much cheaper even though I have several pre-existing medical conditions. I also had “a senior moment” when completing my medical history and missed one out. When I called Free Spirit I was told they would cancel the existing policy, refund the premium and just re-apply. My premium was back in my bank account in less than a week (this was due to a weekend being in between). Thank you Free Spirit for not penalising your older travellers