I was under pressure yesterday, to find another provider for travel insurance for myself and my wife, as our current provider had quoted approx £700 pa for renewal of our European Travel Cover. My previous policy was half this price, which I was happy to pay. However, when I enquired about the reason for such a huge rise in premium, I was told that this was because I was now over 75 years old; this is true, but not to the extent of such an increase in premium. I contacted my prospective new provider, who couldn’t offer me cover at a lower premium, but she did suggest that I contacted Free Spirit. End of panic for me; you came up with a far cheaper premium, for which I’m grateful.