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Travel insurance for over 70’s with pre-existing medical cover

Holiday and travel insurance for over 70s can be hard to find especially if you have pre-existing conditions or are wanting to travel further afield than Europe. Most standard policies will exclude customers over 70 or who have a medical history and they may only be able to offer cover to certain destinations.

Specialist pre-existing medical conditions cover for the over 70s

Here at Free Spirit, we believe everyone should have the opportunity to travel abroad no matter what age you are and that is why we designed our over 70 travel insurance policy.

Our specially trained team will be more than happy to assist you in arranging a travel insurance policy to your individual requirements. We have no age limits on either single trip or annual multi-trip so, even if you are over 70 there’s nothing to stop you from travelling the world and seeking out new holiday destinations.

Flexible holiday insurance cover for the over 70s

Free Spirit can offer cover for a week in Majorca or if you are planning on visiting relatives in Australia for a month we can cover that as well. Our single trip policy has a maximum trip duration up to 94 days (45 days if aged 76 years or over) and if you want to take a few trips throughout the year our annual multi-trip Super Duper policy has a 45 days single trip limit and our Super policy has a 31 day single trip limit. Even better, you can travel as many times as you like throughout the year!

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Why choose Free Spirit if you’re over 70?

  • Single trips covered up to 94 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides unlimited number of trips – travel up to 31 days per trip (Super) and 45 days (Super Duper)
  • Fully interactive website including online medical screening
  • Journey disruption / Airspace closure cover
  • Loss or damage to medical aids and prescribed medications

Do you have a pre-existing medical condition or disability?

Unlike some other Insurers we can cover the majority of medical problems like high blood pressure, diabetes and even cancer conditions. Remember to make sure you cover all of your pre-existing medical conditions when travelling, so that you are fully protected should a claim arise.

One of the key benefits to a Free Spirit over 70 travel insurance policy is for the loss or damage to your medical aids and prescribed medications. So should this happen whist you are travelling abroad you can be safe in the knowledge our medical emergency assistance helpline will be on hand to help.

Here are some of the serious medical conditions we can look to offer cover for:

Cover your travelling companions on the same policy

Travelling companions and carers can also be covered on Free Spirit, whether they have a pre-existing medical condition or not. By including your travelling companions and carers on your Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your medical condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

Also included are benefits for aftercare at home following hospitalisation, personal accident, personal liability, money & documents, missed / delayed departure, legal expenses and winter sports option.

Please read the Insurance Policy for the full terms and conditions of this over 70 travel insurance cover to make sure it’s suitable for your needs.

How to get your Free Spirit travel insurance for over 70’s quote

Our online medical screening and quote system is quick and easy to use and if you can’t find your condition online, call us and we can help you.

Our fully interactive website includes online medical screening.

Get a quote

Alternatively, you can call us and speak to a friendly member of staff in our UK based call centre on 0800 170 7704. Our office hours are 8am to 6pm Monday – Friday (except Bank Holidays).


Over 70’s travel insurance guides and resources

Below you can access a number of our free over 70’s travel insurance guides and blog posts. These resources and guides are all free for use – all you need to do is click on the links below to see full details.

See our 5 best tips for getting specialist over 70s travel cover

Over 70 and looking to go on a cruise? Take a look at our cruise travel cover for the more senior traveller

From guides to buying travel insurance online, through to the best times to buy medical travel cover – this over 70s travel resource has everything you need to know before you go on holiday


  • Testimonials

    I thought I would let you know that my wife and I have chosen to use Free Spirit travel insurance over the last 6 years, because their policy was easy…
    A. ClarkPlymouth
    To read reviews click here

  • Ask Mary

    Free Spirit Manager, Mary Holt is a recognised expert in medical screening and in underwriting travel insurance for people with medical conditions. You can read Mary’s Q&As or ask Mary a question directly.
    Read Q&As
    Ask Mary

Last updated: 22nd December 2017.